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Graziosa porzione di casa vista lago

Ternate, Lombardia
Bedrooms
2
Baths
2
m²
100
Price per m²
€940
Property type
Townhouse
Rooms
3 locali

Graziosa porzione di casa vista lago. Habitable, autonomo heating, caminetto, balcone, impianto tv con parabola satellitare, parzialmente arredato, esposizione doppia.

balconyfireplaceheatinglake

What it really costs

Can you move in?

Move in as it is

In the listingHabitable
See what needs doing and what each job costs
Why this price is what it is

Price €94,000 plus an estimated €20,000 renovation (€200/m²) gives an effective €1,140/m² versus the regional median €418/m². Lake-view and habitable condition add value, but they do not justify paying nearly three times the local median.

More on the house and the area
What the photos show

A habitable, characterful 2-bed townhouse with a pleasant balcony and real lake views — comfortable to move into but dated. Good-sized rooms and a substantial fireplace add charm, though cosmetic works and minor repairs are recommended.

Updating, not renovation
€20,000 – €29,000

Decoration, tired fittings, a bathroom or a kitchen. The house is liveable as it stands.

Our read of the photos is €200/m². There is no published price band below €350/m², so the range is that figure widened by the spread of the lightest band.

Materials only, work you may do yourself€7,000 – €11,000

Wiring, water and sanitary work of any kind, heating, air conditioning and gas go to a registered firm by law, and so do flues and the air openings for gas appliances. That labour stays in the bill. Yours is the stripping out, plaster, paint, floors, tiling and carpentry.

Labour is 61% of a renovation price on average and 67% at the median, across 191 items of the Emilia-Romagna 2025 public price list. Materials are the rest. An averaged price list, not a quote.

Materials you buy yourself carry 22% VAT; supplied by the firm doing the work they go at the 10% renovation rate. On a €30,000 materials bill that is €3,600 of extra tax.

Household wiring installed before 13 March 1990 counts as compliant if it has a main breaker with overcurrent protection, protection against direct contact and a 30 mA RCD. Having a firm bring the existing wiring up to that and certify it is the cheapest lawful route.

Asking price + this range
€114,000 – €123,000
What worries us about this house
  • Cosmetic updating needed (scuffed plaster, dated finishes)
  • Some signs of damp/peeling near the fireplace that should be checked
  • Partial/framed lake view (view down the street rather than direct waterfront)
  • No private garden; parking on the street

Estimate from the listing and its photos, not a survey. Treat it as the starting point for your own quotes. An Italian builder's quote is normally written without VAT and without design fees, so add about a quarter to any figure a firm gives you.

The area around

Location score 68/100

Lake Monate is in the comune, and Lake Comabbio is a few kilometres away; Lake Maggiore is also nearby around Sesto Calende and Angera. The area lies in the morainic lake country of lower Varese, with wooded low hills and mixed farmland rather than high mountains, though the pre-Alps are visible farther north. The Ticino valley and the Parco Lombardo della Valle del Ticino begin within short distance to the west around Sesto Calende. Varese is the nearest provincial city of size, with services, rail connections and historic villas; Gallarate and the Malpensa airport area are also part of daily geography to the south-west. Angera on Lake Maggiore, within the local area, is known for the Rocca di Angera. This part of the province is known for its small lakes, woods and residential villages between Varese and the Ticino.

The comune of Ternate
People living here
2,540
+0.4% between the 2011 and 2021 census
Over 65
24%
12% are under 14
How far to everything
To the sea
151 km
Nearest airport
48 min drive
Property address:Via Guglielmo Marconi
Get directions

Asking price

€94,000
Deal score
30/100
Wow
72/100

Listed 16/10/2026