Affitto a riscatto
Bilocale al terzo piano con box e cantina affitto a riscatto Caparra iniziale 15.000 Pagamenti mensili Saldo tra 3 anni Totale operazione immobiliare Euro 79.000
What it really costs
See what needs doing and what each job costs
The EUR 15,000 headline is only the initial deposit: the description says the total price is EUR 79,000, so the ad is materially misleading. With no condition stated and 0 photos, this is weak data; using a basic habitable assumption gives an effective cost around EUR 1,362/m2 (79,000 + about 13,600 renovation over 68 m2), well above the 769/m2 baseline.
Decoration, tired fittings, a bathroom or a kitchen. The house is liveable as it stands.
Our read of the photos is €200/m². There is no published price band below €350/m², so the range is that figure widened by the spread of the lightest band.
Materials only, work you may do yourself€5,000 – €7,000
Wiring, water and sanitary work of any kind, heating, air conditioning and gas go to a registered firm by law, and so do flues and the air openings for gas appliances. That labour stays in the bill. Yours is the stripping out, plaster, paint, floors, tiling and carpentry.
Labour is 61% of a renovation price on average and 67% at the median, across 191 items of the Emilia-Romagna 2025 public price list. Materials are the rest. An averaged price list, not a quote.
Materials you buy yourself carry 22% VAT; supplied by the firm doing the work they go at the 10% renovation rate. On a €30,000 materials bill that is €3,600 of extra tax.
Household wiring installed before 13 March 1990 counts as compliant if it has a main breaker with overcurrent protection, protection against direct contact and a 30 mA RCD. Having a firm bring the existing wiring up to that and certify it is the cheapest lawful route.
Estimate from the listing and its photos, not a survey. Treat it as the starting point for your own quotes. An Italian builder's quote is normally written without VAT and without design fees, so add about a quarter to any figure a firm gives you.
The area around
Location score 49/100The area sits on the middle Adda River, with the river corridor and wooded banks as the main landscape feature. Around Canonica d’Adda the land is mostly flat low plain, with fields, irrigation channels and scattered settlements of the Bergamo-Milan plain. The Adda river park system extends through this stretch of river and preserves parts of the riparian landscape. Treviglio is the nearest town of size, with rail links, services and a substantial historic centre. This part of Lombardy is known for agriculture and for the industrial river landscape of the Adda further west toward Vaprio and Crespi d’Adda, the UNESCO workers’ village, though that is outside the immediate 15 km landscape.