Appartamento in Crema

Crema, Lombardia
Bedrooms
3
Baths
0
m²
105
Price per m²
€759
Property type
Apartment
Rooms
4 locali

OTTIMA OCCASIONE - ASTA IMMOBILIARE Piena proprietà di appartamento al piano quinto con autorimessa al piano terra facente parte del Condominio Le Vele. L’appartamento è composto da soggiorno con accesso al balcone, cucina non abitabile, disimpegno, bagno, bagno/lavanderia, n. 2 camere da letto e balcone.Il tutto…

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What it really costs

Can you move in?

Move in as it is

In the listingHabitable
  • Sold at judicial auction
See what needs doing and what each job costs
Why this price is what it is

This is a judicial auction, which carries legal and financing risks and makes it unsuitable for this catalog despite the €79,650 asking price. With modest habitable-condition renovation estimated at about €200/m², the effective cost is roughly €959/m² versus the local €765/m² benchmark.

More on the house and the area
What the photos show

This is a substantial, apparently habitable 105 sqm apartment with balconies, garage, cellar, and heating, but the exterior is visually ordinary and offers no notable view or historic character. It could be a practical cheap home rather than a dream Italian property, with livability needing confirmation through an interior inspection.

Updating, not renovation
€21,000 – €30,000

Decoration, tired fittings, a bathroom or a kitchen. The house is liveable as it stands.

Our read of the photos is €200/m². There is no published price band below €350/m², so the range is that figure widened by the spread of the lightest band.

Materials only, work you may do yourself€7,000 – €12,000

Wiring, water and sanitary work of any kind, heating, air conditioning and gas go to a registered firm by law, and so do flues and the air openings for gas appliances. That labour stays in the bill. Yours is the stripping out, plaster, paint, floors, tiling and carpentry.

Labour is 61% of a renovation price on average and 67% at the median, across 191 items of the Emilia-Romagna 2025 public price list. Materials are the rest. An averaged price list, not a quote.

Materials you buy yourself carry 22% VAT; supplied by the firm doing the work they go at the 10% renovation rate. On a €30,000 materials bill that is €3,600 of extra tax.

Household wiring installed before 13 March 1990 counts as compliant if it has a main breaker with overcurrent protection, protection against direct contact and a 30 mA RCD. Having a firm bring the existing wiring up to that and certify it is the cheapest lawful route.

Asking price + this range
€101,000 – €110,000
What worries us about this house
  • Auction purchase requires careful legal and tribunal-document checks.
  • Only an exterior photo is provided, so the interior condition and actual finish level cannot be verified.
  • Energy class G suggests potentially high running costs and future efficiency work.
  • The building is a generic 1980s apartment block with no visible special setting or character.

Estimate from the listing and its photos, not a survey. Treat it as the starting point for your own quotes. An Italian builder's quote is normally written without VAT and without design fees, so add about a quarter to any figure a firm gives you.

The area around

Location score 40/100

This is the flat agricultural plain of the Pianura Padana between the Serio and Adda rivers. The Serio runs by Crema and the Adda is a few kilometres to the west, with the Parco Regionale del Serio and the Parco Adda Sud covering stretches of riverbank, woodland and farmland. Crema is the nearest town of size, with a substantial historic centre, arcades, a cathedral and everyday services. The area is known for irrigated agriculture and dairy farming in the Lombard plain.

The comune of Crema
People living here
34,012
+2.7% between the 2011 and 2021 census
Over 65
27%
12% are under 14
Flood zone
0.7%
of residents live in a medium-risk flood area
How far to everything
To the sea
117 km
Property address:Pagliari
Get directions

Asking price

€79,650
Deal score
10/100
Wow
34/100

Listed 22/10/2026