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Trilocale in Via Nazionale

Samolaco, Lombardia
Bedrooms
2
Baths
1
m²
75
Price per m²
€1,320
Property type
Apartment
Rooms
3 locali

Acquistare casa senza affrontare importanti lavori di ristrutturazione, con due camere da letto, ambienti già arredati e un prezzo inferiore ai 100.000 euro. A Somaggia, nel comune di Samolaco, questa possibilità diventa concreta grazie a un trilocale di 75 mq, curato con grande attenzione e disponibile da…

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What it really costs

Can you move in?

Move in as it is

Condition not stated in the listing
See what needs doing and what each job costs
Why this price is what it is

At €99,000 for 75 m² (€1,320/m²), even allowing about €200/m² for light updating, the effective cost is roughly €1,520/m²—nearly double the local sub-€100k median of €765/m². It is presented as immediately habitable and furnished, with garden and parking, but the premium and energy class F make this a fair rather than standout deal.

More on the house and the area
What the photos show

A genuinely move-in-ready 75 sqm home with a comfortable furnished layout, bright tiled interiors, a usable kitchen, and an impressive stone fireplace as its central character feature. It is more cozy and practical than spectacular, with no visible view or standout exterior, but the sub-€100,000 price makes it a compelling livable bargain.

Updating, not renovation
€15,000 – €21,000

Decoration, tired fittings, a bathroom or a kitchen. The house is liveable as it stands.

Our read of the photos is €200/m². There is no published price band below €350/m², so the range is that figure widened by the spread of the lightest band.

Materials only, work you may do yourself€5,000 – €8,000

Wiring, water and sanitary work of any kind, heating, air conditioning and gas go to a registered firm by law, and so do flues and the air openings for gas appliances. That labour stays in the bill. Yours is the stripping out, plaster, paint, floors, tiling and carpentry.

Labour is 61% of a renovation price on average and 67% at the median, across 191 items of the Emilia-Romagna 2025 public price list. Materials are the rest. An averaged price list, not a quote.

Materials you buy yourself carry 22% VAT; supplied by the firm doing the work they go at the 10% renovation rate. On a €30,000 materials bill that is €3,600 of extra tax.

Household wiring installed before 13 March 1990 counts as compliant if it has a main breaker with overcurrent protection, protection against direct contact and a 30 mA RCD. Having a firm bring the existing wiring up to that and certify it is the cheapest lawful route.

Asking price + this range
€114,000 – €120,000
What worries us about this house
  • Energy class F may mean higher heating costs.
  • The gallery does not show the bedrooms, bathroom, exterior, garden, or parking.
  • Only one bathroom is listed for the two-bedroom apartment.

Estimate from the listing and its photos, not a survey. Treat it as the starting point for your own quotes. An Italian builder's quote is normally written without VAT and without design fees, so add about a quarter to any figure a firm gives you.

The area around

Location score 72/100

The cluster is in the lower Valchiavenna, with Alpine slopes closing the valley on both sides. The Mera river runs through this part of the valley, and Lake Mezzola begins a few kilometres to the south. The area lies at the edge of the Pian di Spagna e Lago di Mezzola nature reserve. Chiavenna is the nearest town of size, with a substantial historic centre and services. The Splügen and Maloja routes branch from the upper valley beyond Chiavenna, which is what this area is known for: an Alpine transit valley between Lake Como, the Grisons and the central Alps.

The comune of Samolaco
People living here
2,903
+0.1% between the 2011 and 2021 census
Over 65
21%
14% are under 14
Flood zone
12%
of residents live in a medium-risk flood area
Landslide zone
3.1%
of residents live in a high-risk landslide area
How far to everything
To the sea
207 km
Nearest airport
102 min drive
Nearest city
86 min drive
Property address:Via Nazionale
Get directions

Asking price

€99,000
Deal score
50/100
Dream
57/100
Wow
76/100

Listed 22/10/2026