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Endine Gaiano – villetta indipendente con box doppio

Endine Gaiano, Lombardia
Bedrooms
2
Baths
1
m²
88
Price per m²
€966
Property type
Townhouse
Rooms
3 locali

ENDINE GAIANO – PIANGAIANO | VILLETTA A SCHIERA CON INGRESSO INDIPENDENTE, AREA ESTERNA PRIVATA E BOX DOPPIO NESSUNA SPESA CONDOMINIALE – € 85.000 PIANO TERRA – 44 MQ: ingresso, soggiorno con cottura, lavanderia; PIANO PRIMO – 44 MQ: una camera matrimoniale, un bagno finestrato con vasca e un ampio ambiente attualmente…

cellarfireplacegarageheating

What it really costs

Can you move in?

Move in as it is

In the listingHabitable
See what needs doing and what each job costs
Why this price is what it is

The €85,000 asking price equals €966/m²; allowing roughly €200/m² for a habitable home puts the effective cost near €1,166/m², well above comparable low-cost stock in Lombardia. The independent entrance, private outdoor area, double garage and cellar add value, but the price is not a standout bargain.

More on the house and the area
What the photos show

This is a genuine, habitable townhouse with a working-looking kitchen, complete bathroom, two-level layout, fireplace, private outdoor space, and substantial garage/cellar storage. The mountain backdrop adds real appeal, although the home itself is practical and dated rather than architecturally distinctive or beautifully finished.

Updating, not renovation
€18,000 – €25,000

Decoration, tired fittings, a bathroom or a kitchen. The house is liveable as it stands.

Our read of the photos is €200/m². There is no published price band below €350/m², so the range is that figure widened by the spread of the lightest band.

Materials only, work you may do yourself€6,000 – €10,000

Wiring, water and sanitary work of any kind, heating, air conditioning and gas go to a registered firm by law, and so do flues and the air openings for gas appliances. That labour stays in the bill. Yours is the stripping out, plaster, paint, floors, tiling and carpentry.

Labour is 61% of a renovation price on average and 67% at the median, across 191 items of the Emilia-Romagna 2025 public price list. Materials are the rest. An averaged price list, not a quote.

Materials you buy yourself carry 22% VAT; supplied by the firm doing the work they go at the 10% renovation rate. On a €30,000 materials bill that is €3,600 of extra tax.

Household wiring installed before 13 March 1990 counts as compliant if it has a main breaker with overcurrent protection, protection against direct contact and a 30 mA RCD. Having a firm bring the existing wiring up to that and certify it is the cheapest lawful route.

Asking price + this range
€103,000 – €110,000
What worries us about this house
  • Interiors and bathroom are clearly dated and may benefit from cosmetic modernization.
  • The private outdoor area is paved and narrow rather than a substantial garden.
  • Only one bathroom is shown; confirm heating, roof, and utility condition.

Estimate from the listing and its photos, not a survey. Treat it as the starting point for your own quotes. An Italian builder's quote is normally written without VAT and without design fees, so add about a quarter to any figure a firm gives you.

The area around

Location score 82/100

The area is on the hills above Lake Iseo, with the lake immediately below and the western end of the Val Cavallina nearby. The Bergamo Prealps rise around the lake, with Monte Isola in the centre of Lake Iseo within the local landscape. The lake shore and inland slopes fall within the Parco Locale di Interesse Sovracomunale Alto Sebino. The nearest substantial town is Lovere on the lake, with a historic centre, lakefront services and boat connections across Lake Iseo. Pisogne is also nearby at the north-eastern end of the lake, where the valley routes open toward the upper Camonica area. The area is known for olive groves on the milder slopes above the lake and for lake tourism.

The comune of Endine Gaiano
People living here
3,458
-4.0% between the 2011 and 2021 census
Over 65
22%
13% are under 14
Flood zone
1.5%
of residents live in a medium-risk flood area
Landslide zone
1.1%
of residents live in a high-risk landslide area
How far to everything
To the sea
172 km
Property address:Via del Tonale e della Mendola
Get directions

Asking price

€85,000
Deal score
48/100
Dream
52/100
Wow
72/100

Listed 23/10/2026