Rustico con terreno
Molti dei nostri immobili vengono venduti prima di arrivare qui, per vederli in anteprima seguici su Instagram “tempocasa_sarnico”. Stai cercando una soluzione in zona collinare? La Tempocasa Sarnico propone in vendita nel paese di Berzo san Fermo(BG), un rustico con terreno. La soluzione è caratterizzata da…
What it really costs
Can you move in?
A project, not a home yet
In the listingRenovatedThe photographs say otherwise, and we go by the photographs.
Must be done first
- Structure
- Roof
See what needs doing and what each job costs
Despite being marked renovated, the description calls it a rural rustic building with redevelopment potential, and it has no bathrooms, indicating substantial work. At roughly €2,420/m² after estimated renovation versus a €352/m² local benchmark, the asking price is very high.
More on the house and the area
The property has genuine appeal from its old stone construction, traditional tiled roofs, surrounding meadow, and broad mountain views in a peaceful hillside setting. However, the photographed building is a raw agricultural shell with deteriorated roofing and no usable living facilities, so it is a major redevelopment project rather than a home someone could realistically live in now.
All the services redone, bathrooms, kitchen, windows. The structure is left alone.
Turnkey, facade and insulation included.
Our read of the photos, €1,100/m², falls in this band.
Materials only, work you may do yourself€30,000 – €44,000
Wiring, water and sanitary work of any kind, heating, air conditioning and gas go to a registered firm by law, and so do flues and the air openings for gas appliances. That labour stays in the bill. Yours is the stripping out, plaster, paint, floors, tiling and carpentry.
Labour is 61% of a renovation price on average and 67% at the median, across 191 items of the Emilia-Romagna 2025 public price list. Materials are the rest. An averaged price list, not a quote.
Materials you buy yourself carry 22% VAT; supplied by the firm doing the work they go at the 10% renovation rate. On a €30,000 materials bill that is €3,600 of extra tax.
Household wiring installed before 13 March 1990 counts as compliant if it has a main breaker with overcurrent protection, protection against direct contact and a 30 mA RCD. Having a firm bring the existing wiring up to that and certify it is the cheapest lawful route.
- This is an uninhabitable rural outbuilding/rustico, not a move-in-ready home.
- The roof and structure appear seriously aged, with raw interiors, clutter, and no visible bathroom or kitchen.
- Substantial renovation or demolition and reconstruction would be required; verify planning rights, utilities, and access.
Estimate from the listing and its photos, not a survey. Treat it as the starting point for your own quotes. An Italian builder's quote is normally written without VAT and without design fees, so add about a quarter to any figure a firm gives you.
The area around
Location score 68/100The cluster is in the Val Cavallina, with the pre-Alpine ridges of the Bergamasque Alps close on both sides of the valley. Lake Endine lies within the area, and Lake Iseo is a short drive farther west but outside the immediate radius. The Oglio river valley is nearby at the western end of the valley system. The nearest ski lifts are in the Bergamo Alps around Monte Pora and Colere, roughly about an hour or more by road, so they are not part of the immediate landscape. Bergamo is the nearest city of size, with the Città Alta, major services and rail links. The wider area is known for small lakes, wooded slopes and valley villages at the edge of the Bergamasque Prealps.