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Quadrilocale in Via Beltrami

Azzone, Lombardia
Bedrooms
3
Baths
1
m²
91
Price per m²
€495
Property type
Apartment
Rooms
4 locali

Il riscaldamento è attualmente garantito da una stufa a legna. È inoltre presente un vecchio impianto di riscaldamento con caloriferi, che necessita di essere completamente rifatto. Nel corso degli anni sono stati realizzati la canna fumaria e l'impianto elettrico. La proprietà dispone di un terrazzo condiviso con…

terrace

What it really costs

Can you move in?

Livable, but something basic is worn out

Condition not stated in the listing

Must be done first

  • Heating
See what needs doing and what each job costs
Why this price is what it is

At €45,000 (€495/m²), this 91 m² apartment is attractively priced; allowing about €250/m² for replacing the obsolete heating system gives an effective cost near €745/m², slightly below comparable Lombardy apartments. It is immediately usable with a wood stove, but Azzone is a remote mountain location and the listing does not state the building age or overall condition.

More on the house and the area
What the photos show

This is a genuine, furnished and immediately usable three-bedroom village apartment with a sunny paved terrace and a rugged mountain-village setting. The kitchen, bathroom and bedrooms are functional but dated, while the heating issue is a meaningful practical renovation rather than a cosmetic detail. It is charming and livable, but lacks a dramatic view, private outdoor space or standout architectural interiors.

Updating, not renovation
€23,000 – €32,000

Decoration, tired fittings, a bathroom or a kitchen. The house is liveable as it stands.

Our read of the photos is €250/m². There is no published price band below €350/m², so the range is that figure widened by the spread of the lightest band.

Materials only, work you may do yourself€8,000 – €12,000

Wiring, water and sanitary work of any kind, heating, air conditioning and gas go to a registered firm by law, and so do flues and the air openings for gas appliances. That labour stays in the bill. Yours is the stripping out, plaster, paint, floors, tiling and carpentry.

Labour is 61% of a renovation price on average and 67% at the median, across 191 items of the Emilia-Romagna 2025 public price list. Materials are the rest. An averaged price list, not a quote.

Materials you buy yourself carry 22% VAT; supplied by the firm doing the work they go at the 10% renovation rate. On a €30,000 materials bill that is €3,600 of extra tax.

Household wiring installed before 13 March 1990 counts as compliant if it has a main breaker with overcurrent protection, protection against direct contact and a 30 mA RCD. Having a firm bring the existing wiring up to that and certify it is the cheapest lawful route.

Asking price + this range
€68,000 – €77,000
What worries us about this house
  • The existing heating system with radiators needs to be completely replaced; current heating relies on a wood stove.
  • Interiors are dated and would benefit from cosmetic updating.
  • The terrace and small outdoor area are shared with other families; no private garden or significant view is shown.

Estimate from the listing and its photos, not a survey. Treat it as the starting point for your own quotes. An Italian builder's quote is normally written without VAT and without design fees, so add about a quarter to any figure a firm gives you.

The area around

Location score 76/100

The cluster is in the Camonica Alps above Val Camonica, with wooded slopes and open pasture around Borno and the Concarena massif visible nearby. Val Camonica lies immediately below, with the Oglio river running along the valley floor. The area is close to the edge of the Adamello Regional Park on the west side of the valley. The Borno-Monte Altissimo ski area is directly above the village, and the larger lifts of Montecampione are about 20-30 minutes away by road. The nearest town of size is Darfo Boario Terme in the valley, with rail access, shops and services. Val Camonica is known for its alpine valley landscape and for the prehistoric rock engravings around Capo di Ponte, a UNESCO site in the valley.

The comune of Azzone
People living here
360
-14.1% between the 2011 and 2021 census
Over 65
34%
8.9% are under 14
Flood zone
1.2%
of residents live in a medium-risk flood area
Landslide zone
6.5%
of residents live in a high-risk landslide area
How far to everything
To the sea
186 km
Property address:Via Beltrami
Get directions

Asking price

€45,000
Deal score
65/100
Wow
61/100

Listed 28/10/2026