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Cinquelocali con garage e giardino privato

Panicale, Umbria
Bedrooms
3
Baths
2
m²
98
Price per m²
€1,000
Property type
Apartment
Rooms
5 locali

CINQUELOCALI CON GARAGE E GIARDINO PRIVATO. Habitable, autonomo heating, garage, porta blindata, esposizione esterna, accesso per disabili, terrazzo, impianto tv con parabola satellitare.

garageheatingpanoramic viewterrace

What it really costs

Can you move in?

Livable, but something basic is worn out

In the listingHabitable

Must be done first

  • Kitchen
See what needs doing and what each job costs
Why this price is what it is

The €98,000 asking price is €1,000/m²; allowing about €200/m² for a habitable home puts the effective cost near €1,200/m², roughly twice comparable local stock at €597/m². Garage, private garden, terrace, heating and 24 photos support usability, but the price premium is substantial.

More on the house and the area
What the photos show

A bright, genuinely habitable 98 sqm apartment with an excellent open view over tiled rooftops, green hills, and the surrounding Umbrian landscape. The large terrace and private courtyard with barbecue add real outdoor-living appeal, while the garage and heating make it practical. It is more of a comfortable panoramic base than a character-filled Italian dream house, and the kitchen still needs fitting out.

Updating, not renovation
€20,000 – €28,000

Decoration, tired fittings, a bathroom or a kitchen. The house is liveable as it stands.

Our read of the photos is €200/m². There is no published price band below €350/m², so the range is that figure widened by the spread of the lightest band.

Materials only, work you may do yourself€7,000 – €11,000

Wiring, water and sanitary work of any kind, heating, air conditioning and gas go to a registered firm by law, and so do flues and the air openings for gas appliances. That labour stays in the bill. Yours is the stripping out, plaster, paint, floors, tiling and carpentry.

Labour is 61% of a renovation price on average and 67% at the median, across 191 items of the Emilia-Romagna 2025 public price list. Materials are the rest. An averaged price list, not a quote.

Materials you buy yourself carry 22% VAT; supplied by the firm doing the work they go at the 10% renovation rate. On a €30,000 materials bill that is €3,600 of extra tax.

Household wiring installed before 13 March 1990 counts as compliant if it has a main breaker with overcurrent protection, protection against direct contact and a 30 mA RCD. Having a firm bring the existing wiring up to that and certify it is the cheapest lawful route.

Asking price + this range
€118,000 – €126,000
What worries us about this house
  • The kitchen appears to be an unfitted tiled room, so cabinetry and appliances may be needed.
  • The private garden/courtyard is usable but currently overgrown and somewhat stark.
  • Interiors are clean and habitable but plain, with dated finishes and no distinctive historic character.

Estimate from the listing and its photos, not a survey. Treat it as the starting point for your own quotes. An Italian builder's quote is normally written without VAT and without design fees, so add about a quarter to any figure a firm gives you.

The area around

Location score 78/100

Lake Trasimeno lies within this radius, with reed beds, olive-covered hills and small historic centres around its shore. The area is on the western Umbrian hills near the Tuscan border, with a landscape of cultivated slopes, woods and lake views. Panicale is itself a preserved hill town, and Castiglione del Lago is the nearest larger centre on the lake with services, a lakeside historic centre and the Rocca del Leone fortress. Lake Trasimeno Regional Park covers parts of the lakeshore environment. Perugia is the nearest city of size for wider services and rail connections. The area is known for olive groves, vineyards and lakeside tourism.

The comune of Panicale
People living here
5,312
-7.0% between the 2011 and 2021 census
Over 65
28%
11% are under 14
Flood zone
1.1%
of residents live in a medium-risk flood area
How far to everything
To the sea
88 km
Property address:Via Mario Amato
Get directions

Asking price

€98,000
Deal score
43/100
Wow
78/100

Listed 29/10/2026