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Splendida baita indipendente su tre lati con giardino

Casargo, Lombardia
Bedrooms
1
Baths
1
120
Price per m²
€750
Property type
Country house
Rooms
5 locali

In una delle zone più caratteristiche e ricercate di Casargo, in località Piazzo, proponiamo in vendita una caratteristica baita libera su tre lati, una soluzione sempre più difficile da trovare, perfetta per chi desidera vivere la montagna autentica, immerso nella natura e nella tranquillità. La proprietà è…

balconycellarfireplaceheatinghigh ceilings

What it really costs

Can you move in?

Livable, but something basic is worn out

In the listingHabitable
See what needs doing and what each job costs
Why this price is what it is

Baita in Casargo priced at 750 EUR/m2 vs baseline median of 579, so ~30% above local median. Listed as habitable but the first floor is partly rustico (needs finishing into bedrooms), and access is foot-only ~150m from parking, which limits usability and resale liquidity. Basic services (aqueduct, Imhoff tank) present, no energy class, 1900 build. Only 2 days on market so no stale signal. Renovation to finish the rustic upper floor plus modernization estimated ~400 EUR/m2. Overall a fair mountain retreat but the above-median price and pedestrian-only access temper the deal. redFlag 'other' notes the foot-only access constraint.

More on the house and the area
What the photos show

Authentic 1900 stone baita in a sought-after mountain hamlet of Casargo, free on three sides. The strongest wow comes from the warm, well-restored interiors with characterful exposed original wooden beams, whitewashed stone walls, and pellet/wood stoves. Exterior shows attractive stone facade, flagstone terrace with potted flowers and green valley/mountain surroundings. The pedestrian-only access adds seclusion charm but is a practical caveat. Solid but not scroll-stopping; a cozy, rustic retreat at a reasonable €750/m2.

This house
Minimum to live in it
€42,000 – €60,000

Certified wiring, water and drainage, a heat source, a roof that keeps the water out, one working bathroom. Facade, insulation, a second bathroom and the floors wait.

Our read of the photos, €400/m², falls in this band.

Comfortable600900/m²
€72,000 – €108,000

All the services redone, bathrooms, kitchen, windows. The structure is left alone.

Materials only, work you may do yourself€14,000 – €23,000

Wiring, water and sanitary work of any kind, heating, air conditioning and gas go to a registered firm by law, and so do flues and the air openings for gas appliances. That labour stays in the bill. Yours is the stripping out, plaster, paint, floors, tiling and carpentry.

Labour is 61% of a renovation price on average and 67% at the median, across 191 items of the Emilia-Romagna 2025 public price list. Materials are the rest. An averaged price list, not a quote.

Materials you buy yourself carry 22% VAT; supplied by the firm doing the work they go at the 10% renovation rate. On a €30,000 materials bill that is €3,600 of extra tax.

Household wiring installed before 13 March 1990 counts as compliant if it has a main breaker with overcurrent protection, protection against direct contact and a 30 mA RCD. Having a firm bring the existing wiring up to that and certify it is the cheapest lawful route.

Asking price + this range
€132,000 – €150,000
What worries us about this house
  • Car-free access requires a ~150m walk from the parking point
  • Only 1 official bedroom; second room is still 'al rustico' needing division/work
  • No energy class listed

Estimate from the listing and its photos, not a survey. Treat it as the starting point for your own quotes. An Italian builder's quote is normally written without VAT and without design fees, so add about a quarter to any figure a firm gives you.

The area around

Location score 88/100

Lake Como is at Bellano itself, on the eastern shore of the central lake. The area sits below the Lepontine Alps and the first high ridges above the lake, with the Grigne group nearby across the branch toward Varenna and Mandello. The Orrido di Bellano is in the village, a natural gorge cut by the Pioverna stream. The nearest ski lifts are at Pian delle Betulle above Margno, roughly 45 minutes by road, with larger ski areas farther up Valtellina. Lecco is the nearest town of size, with full services and rail links; Colico is the main small centre to the north on the upper lake. Varenna, a few kilometres south, is one of I Borghi più belli d'Italia. The area is known for the lake landscape, ferry connections across the mid-lake, and steep old villages and hamlets on the slopes above the shore.

The comune of Casargo
People living here
848
-1.4% between the 2011 and 2021 census
Over 65
28%
12% are under 14
Flood zone
2.0%
of residents live in a medium-risk flood area
Landslide zone
3.0%
of residents live in a high-risk landslide area
How far to everything
To the sea
184 km
Nearest airport
105 min drive
Nearest city
89 min drive
Property address:strada provinciale , 67
Get directions

Asking price

90,000
Deal score
45/100
Wow
52/100

Listed 17/07/2026