Villetta a Cercino
A pochi Km dal lago di Como ed alla cittadina di Morbegno, a 600 mt slm, proponiamo, unica nel suo genere, villetta arredata nel centro storico di Cercino.
What it really costs
Can you move in?
Livable, but something basic is worn out
In the listingHabitableSee what needs doing and what each job costs
At €88,000 for 75 sqm, the ask is €1,173/sqm; with a habitable estimate of €200/sqm, effective cost is about €1,373/sqm versus a very low-stock baseline median of €408/sqm. The historic-center setting near Lake Como helps a bit, but this is still priced far above the baseline for this catalog.
More on the house and the area
This has real dream-home appeal: a charming alpine-style exterior with stacked wooden balconies, a planted terrace/garden, and excellent mountain-valley views with a glimpse toward the lake. Crucially, it is a genuine habitable home, with kitchen, bathroom-level finish, heating and character details like beams and fireplace, though the interiors are old-fashioned and could use refreshing.
Decoration, tired fittings, a bathroom or a kitchen. The house is liveable as it stands.
Our read of the photos is €200/m². There is no published price band below €350/m², so the range is that figure widened by the spread of the lightest band.
Materials only, work you may do yourself€5,000 – €8,000
Wiring, water and sanitary work of any kind, heating, air conditioning and gas go to a registered firm by law, and so do flues and the air openings for gas appliances. That labour stays in the bill. Yours is the stripping out, plaster, paint, floors, tiling and carpentry.
Labour is 61% of a renovation price on average and 67% at the median, across 191 items of the Emilia-Romagna 2025 public price list. Materials are the rest. An averaged price list, not a quote.
Materials you buy yourself carry 22% VAT; supplied by the firm doing the work they go at the 10% renovation rate. On a €30,000 materials bill that is €3,600 of extra tax.
Household wiring installed before 13 March 1990 counts as compliant if it has a main breaker with overcurrent protection, protection against direct contact and a 30 mA RCD. Having a firm bring the existing wiring up to that and certify it is the cheapest lawful route.
- Interiors look dated and somewhat dark.
- Access is through the historic center with close neighboring buildings.
- Only one bathroom and compact 75 sqm layout.
Estimate from the listing and its photos, not a survey. Treat it as the starting point for your own quotes. An Italian builder's quote is normally written without VAT and without design fees, so add about a quarter to any figure a firm gives you.
The area around
Location score 72/100The cluster is on the floor and lower side of the Valtellina, with the Lepontine Alps and the lower side valleys immediately around it. The Adda runs through the valley nearby. Lake Como begins a short distance to the southwest at the head of the lake around Colico. The Orobie Valtellinesi Regional Park lies to the southeast on the opposite side of the valley, with extensive alpine terrain inside daily view from this part of Valtellina. The nearest town of size is Morbegno, which has a substantial historic centre, rail links and the main services for the lower valley. This stretch of Valtellina is known for terraced vineyards, chestnut slopes and stone villages on the mountain side.