Terratetto unifamiliare in Palazzo Pignano
NUMERO PROCEDURA E DATA ASTA 5525CR.301026 INDIRIZZO Via Barzoni n. 1, Palazzo Pignano, Cremona DESCRIZIONE Abitazione disposta su due piani collegati da scala interna, composta al piano terra da vano cucina, ripostigli e disimpegno, al piano primo da una camera, bagno, disimpegno e ripostiglio. ONEIKA – Aste…
What it really costs
Can you move in?
Livable, but something basic is worn out
In the listingHabitable- Sold at judicial auction
See what needs doing and what each job costs
This is explicitly a judicial auction listing ("data asta", "aste immobiliari"), which is a veto red flag for this catalog regardless of the nominal €29,550 price. Although described as habitable, auction risk dominates, so it scores as a trap.
More on the house and the area
This is a very cheap small townhouse, but the photos show little beauty or dream-home appeal. It appears basically enclosed and serviceable rather than a ruin, yet the interiors are dim, worn and need substantial updating before it feels comfortably livable. The low price is the main draw, not the wow factor.
Decoration, tired fittings, a bathroom or a kitchen. The house is liveable as it stands.
Our read of the photos is €200/m². There is no published price band below €350/m², so the range is that figure widened by the spread of the lightest band.
Materials only, work you may do yourself€5,000 – €9,000
Wiring, water and sanitary work of any kind, heating, air conditioning and gas go to a registered firm by law, and so do flues and the air openings for gas appliances. That labour stays in the bill. Yours is the stripping out, plaster, paint, floors, tiling and carpentry.
Labour is 61% of a renovation price on average and 67% at the median, across 191 items of the Emilia-Romagna 2025 public price list. Materials are the rest. An averaged price list, not a quote.
Materials you buy yourself carry 22% VAT; supplied by the firm doing the work they go at the 10% renovation rate. On a €30,000 materials bill that is €3,600 of extra tax.
Household wiring installed before 13 March 1990 counts as compliant if it has a main breaker with overcurrent protection, protection against direct contact and a 30 mA RCD. Having a firm bring the existing wiring up to that and certify it is the cheapest lawful route.
- Auction sale, with the usual procedural and occupancy risks.
- Very plain exterior with peeling render and no attractive outdoor space shown.
- Interiors look neglected and incomplete; the bathroom/kitchen need clear refurbishment.
- No real view, historic character, or proven lifestyle setting in the photos.
Estimate from the listing and its photos, not a survey. Treat it as the starting point for your own quotes. An Italian builder's quote is normally written without VAT and without design fees, so add about a quarter to any figure a firm gives you.
The area around
Location score 39/100This is in the lower Po plain between Crema and Lodi, with flat agricultural land, irrigation canals and scattered farmsteads as the defining landscape. The Serio river corridor is the nearest distinct natural feature, with the Parco Regionale del Serio running near Crema. Crema is the nearest town of size, with a substantial historic centre and daily services.