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Terratetto unifamiliare in Crema

Crema, Lombardia
Bedrooms
2
Baths
1
110
Price per m²
€455
Property type
Townhouse
Rooms
3 locali

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terrace

What it really costs

Condition not stated in the listing
See what needs doing and what each job costs
Why this price is what it is

The house is explicitly described as needing substantial works (heating redone, electrical reviewed, bathroom modernized, roof repaired), so I estimate about €850/m² renovation; that makes the effective cost roughly €1,305/m² (€50,000 + renovations on 110 m²), far above the local baseline of €406/m². Positives are the independent layout, courtyard/parking and terrace, but on price-plus-works this looks weak rather than a standout deal.

More on the house and the area
What the photos show

This is a real house, not a ruin: it has floors, rooms, a bathroom, stairs, a usable courtyard and a large covered terrace with some rustic beams. But the wow is limited by the plain exterior and village setting, and the visible damp plus outdated systems mean it needs substantial work before feeling charming to live in.

Minimum to live in it350500/m²
€39,000 – €55,000

Certified wiring, water and drainage, a heat source, a roof that keeps the water out, one working bathroom. Facade, insulation, a second bathroom and the floors wait.

This house
Comfortable
€66,000 – €99,000

All the services redone, bathrooms, kitchen, windows. The structure is left alone.

Our read of the photos, €850/m², falls in this band.

Full1,2001,500/m²
€132,000 – €165,000

Turnkey, facade and insulation included.

Materials only, work you may do yourself€22,000 – €39,000

Wiring, water and sanitary work of any kind, heating, air conditioning and gas go to a registered firm by law, and so do flues and the air openings for gas appliances. That labour stays in the bill. Yours is the stripping out, plaster, paint, floors, tiling and carpentry.

Labour is 61% of a renovation price on average and 67% at the median, across 191 items of the Emilia-Romagna 2025 public price list. Materials are the rest. An averaged price list, not a quote.

Materials you buy yourself carry 22% VAT; supplied by the firm doing the work they go at the 10% renovation rate. On a €30,000 materials bill that is €3,600 of extra tax.

Household wiring installed before 13 March 1990 counts as compliant if it has a main breaker with overcurrent protection, protection against direct contact and a 30 mA RCD. Having a firm bring the existing wiring up to that and certify it is the cheapest lawful route.

Asking price + this range
€116,000 – €149,000
What worries us about this house
  • Needs real renovation: heating system, electrics and bathroom are outdated
  • Visible damp and peeling plaster on the ground floor
  • Roof needs checking/reworking per listing
  • No real view; exterior is plain and in a modest setting

Estimate from the listing and its photos, not a survey. Treat it as the starting point for your own quotes. An Italian builder's quote is normally written without VAT and without design fees, so add about a quarter to any figure a firm gives you.

The area around

Location score 43/100

This is the central Lombard plain between the Adda and Serio rivers, with flat agricultural land, irrigation canals and scattered farmsteads. The Serio runs just west of Crema and the Adda is a short distance farther west, with riverside stretches and protected areas along both watercourses, including the Parco Regionale del Serio and the Parco Adda Sud within reach. Crema is the nearest town of size and has a complete historic centre with a cathedral, arcaded streets and everyday services. The area is known for intensive farming in the Po plain rather than for a singular landscape feature.

The comune of Crema
People living here
34,012
+2.7% between the 2011 and 2021 census
Over 65
27%
12% are under 14
Flood zone
0.7%
of residents live in a medium-risk flood area
How far to everything
To the sea
119 km
Nearest airport
57 min drive
Nearest city
67 min drive
Property address:Via Brescia
Get directions

Asking price

50,000
Deal score
43/100
Dream
37/100
Wow
49/100

Listed 31/07/2026