Terratetto plurifamiliare in Solto Collina
Nel cuore del suggestivo comune di Solto Collina, proponiamo in vendita una casa semindipendente di 160 mq. Questa proprietà, di categoria civile, si sviluppa interamente al piano terra e offre un ambiente spazioso e accogliente. L'immobile comprende cinque locali, tra cui due camere da letto e due ulteriori stanze…
What it really costs
Can you move in?
Not before the basics are done
In the listingNeeds renovationSee what needs doing and what each job costs
At €65,000 for 160 sqm, the ask is €406/sqm, exactly in line with the local baseline (€405/sqm), so the price alone is not a discount. With a needs-renovation estimate of about €700/sqm, the effective cost rises to roughly €1,106/sqm; the description also contains contradictions (1697 vs 1967, 4 vs 5 rooms, 'piano terra' for a townhouse), which weakens confidence despite 44 photos and two baths.
More on the house and the area
The lake-and-mountain setting is the real draw here, and the old stone shell has some authentic character. Crucially, this is a real house rather than a ruin: it has floors, kitchen, bathrooms and usable rooms, but it needs substantial cosmetic work and some repairs before it feels truly appealing to live in.
Certified wiring, water and drainage, a heat source, a roof that keeps the water out, one working bathroom. Facade, insulation, a second bathroom and the floors wait.
All the services redone, bathrooms, kitchen, windows. The structure is left alone.
Our read of the photos, €700/m², falls in this band.
Turnkey, facade and insulation included.
Materials only, work you may do yourself€32,000 – €56,000
Wiring, water and sanitary work of any kind, heating, air conditioning and gas go to a registered firm by law, and so do flues and the air openings for gas appliances. That labour stays in the bill. Yours is the stripping out, plaster, paint, floors, tiling and carpentry.
Labour is 61% of a renovation price on average and 67% at the median, across 191 items of the Emilia-Romagna 2025 public price list. Materials are the rest. An averaged price list, not a quote.
Materials you buy yourself carry 22% VAT; supplied by the firm doing the work they go at the 10% renovation rate. On a €30,000 materials bill that is €3,600 of extra tax.
Household wiring installed before 13 March 1990 counts as compliant if it has a main breaker with overcurrent protection, protection against direct contact and a 30 mA RCD. Having a firm bring the existing wiring up to that and certify it is the cheapest lawful route.
Bringing a house that has stood empty back into service: new water, sewer and electricity, plus the practices. The same sum on an 80 m² house and on a 300 m² one, which is why a €40,000 house is not a €40,000 project.
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Water 1,800 · sewer 2,500 · electricity 700–1,600 · CILA 1,000 · cadastral filing 500 · structural design 700 · Legge 10 report 900 · safety coordination 1,800
No mains drain: add €2,000–4,500 for a septic tank. Listings never say, so ask.
- Needs real renovation and updating throughout.
- Some rooms show damp/ceiling deterioration.
- Exterior is plain and roadside rather than idyllic.
- Lake view appears partial and between neighboring buildings.
Estimate from the listing and its photos, not a survey. Treat it as the starting point for your own quotes. An Italian builder's quote is normally written without VAT and without design fees, so add about a quarter to any figure a firm gives you.
The area around
Location score 82/100The area is on the hills above Lake Iseo, with the lake immediately below and the western end of the Val Cavallina nearby. The Bergamo Prealps rise around the lake, with Monte Isola in the centre of Lake Iseo within the local landscape. The lake shore and inland slopes fall within the Parco Locale di Interesse Sovracomunale Alto Sebino. The nearest substantial town is Lovere on the lake, with a historic centre, lakefront services and boat connections across Lake Iseo. Pisogne is also nearby at the north-eastern end of the lake, where the valley routes open toward the upper Camonica area. The area is known for olive groves on the milder slopes above the lake and for lake tourism.