Villa unifamiliare in Lerma
OTTIMA OCCASIONE - ASTA IMMOBILIARE casa indipendente di fine Ottocento di 4 piani f.t. da ultimare, con annesso corti-le interno e terreno. - VIA CALDERONI Simplex Domus aiuta famiglie e aziende a comprare immobili all’asta tramite avvocati specializzati ed esperti di mutuo. Comprare un immobile all’asta è un’ottima…
What it really costs
Can you move in?
Livable, but something basic is worn out
In the listingHabitable- Sold at judicial auction
See what needs doing and what each job costs
The listing is explicitly an auction ('ASTA IMMOBILIARE'), which is a veto red flag for this catalog, so it scores as a trap regardless of the low asking price. The text also contradicts the facts: it says the house is 'da ultimare' while the facts mark it as 'Habitable', implying major works around €1,100/m².
More on the house and the area
The stone façade has genuine old-town character and the size-for-price is striking. But this is not a ready home: interiors look unfinished, damp and partly open/stripped, with no usable bathroom or kitchen shown. It feels like a big restoration project rather than a beautiful house you could soon live in.
All the services redone, bathrooms, kitchen, windows. The structure is left alone.
Turnkey, facade and insulation included.
Our read of the photos, €1,100/m², falls in this band.
Materials only, work you may do yourself€182,000 – €269,000
Wiring, water and sanitary work of any kind, heating, air conditioning and gas go to a registered firm by law, and so do flues and the air openings for gas appliances. That labour stays in the bill. Yours is the stripping out, plaster, paint, floors, tiling and carpentry.
Labour is 61% of a renovation price on average and 67% at the median, across 191 items of the Emilia-Romagna 2025 public price list. Materials are the rest. An averaged price list, not a quote.
Materials you buy yourself carry 22% VAT; supplied by the firm doing the work they go at the 10% renovation rate. On a €30,000 materials bill that is €3,600 of extra tax.
Household wiring installed before 13 March 1990 counts as compliant if it has a main breaker with overcurrent protection, protection against direct contact and a 30 mA RCD. Having a firm bring the existing wiring up to that and certify it is the cheapest lawful route.
- Major renovation/finishing required; interiors are incomplete and partly stripped out.
- Visible damp, staining and neglected rooms suggest significant remedial work.
- No bathroom is shown and practical habitability is doubtful despite the listing.
- Auction sale: check legal/technical documentation and exact status carefully.
Estimate from the listing and its photos, not a survey. Treat it as the starting point for your own quotes. An Italian builder's quote is normally written without VAT and without design fees, so add about a quarter to any figure a firm gives you.
The area around
Location score 61/100The cluster sits in the low hills of the Alto Monferrato near the upper valley of the Orba river. Within this area are wooded ridges, mixed farmland and small hill villages rather than a single dominant landmark. The Parco naturale delle Capanne di Marcarolo lies nearby in the Ligurian Apennines, with higher ground and walking country toward Voltaggio and Bosio. The nearest substantial town is Ovada, which has the main shops, services and rail links for the area. This part of southern Piemonte is known for wine hills and for ravioli associated with the Gavi and Ovada area.