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Casa indipendente

Civo, Lombardia
Bedrooms
3
Baths
1
82
Price per m²
€729
Property type
Country house
Rooms
4 locali

VALTELLINA: Rif. Baita singola a Cevo SO0309ACA - La Baita Case Nel comune di Cevo (SO) proponiamo in vendita una caratteristica baita indipendente di 82 mq, ideale come casa vacanze o rifugio immerso nella tranquillità della montagna. L'abitazione si sviluppa su due livelli. Al piano terra si trovano il soggiorno, la cucina e la scala interna che conduce...

terrace

What it really costs

Can you move in?

Move in as it is

Condition not stated in the listing
See what needs doing and what each job costs
Why this price is what it is

At €729/m², the asking price is already about 55% above the €469/m² local comparison level; allowing roughly €700/m² for an unspecified-condition mountain house makes the effective cost about €1,429/m². The listing does not state the condition and refers to Cevo while the listing location is Civo, so verify the municipality and renovation needs carefully.

More on the house and the area
What the photos show

This is a highly atmospheric, stone-built mountain home with a photogenic village setting, wooded alpine backdrop, balconies, and a traditional fireplace. Unlike a bare baita project, the interiors are finished and genuinely usable, with a functioning kitchen, bathroom, three bedrooms, tiled floors, and comfortable living space.

Minimum to live in it350500/m²
€29,000 – €41,000

Certified wiring, water and drainage, a heat source, a roof that keeps the water out, one working bathroom. Facade, insulation, a second bathroom and the floors wait.

This house
Comfortable
€49,000 – €74,000

All the services redone, bathrooms, kitchen, windows. The structure is left alone.

Our read of the photos, €700/m², falls in this band.

Full1,2001,500/m²
€98,000 – €123,000

Turnkey, facade and insulation included.

Materials only, work you may do yourself€16,000 – €29,000

Wiring, water and sanitary work of any kind, heating, air conditioning and gas go to a registered firm by law, and so do flues and the air openings for gas appliances. That labour stays in the bill. Yours is the stripping out, plaster, paint, floors, tiling and carpentry.

Labour is 61% of a renovation price on average and 67% at the median, across 191 items of the Emilia-Romagna 2025 public price list. Materials are the rest. An averaged price list, not a quote.

Materials you buy yourself carry 22% VAT; supplied by the firm doing the work they go at the 10% renovation rate. On a €30,000 materials bill that is €3,600 of extra tax.

Household wiring installed before 13 March 1990 counts as compliant if it has a main breaker with overcurrent protection, protection against direct contact and a 30 mA RCD. Having a firm bring the existing wiring up to that and certify it is the cheapest lawful route.

Asking price + this range
€109,000 – €134,000
What worries us about this house
  • Access appears to be through narrow stone lanes and stairs, with no visible private parking.
  • The home is compact and village-integrated rather than offering a large garden or secluded grounds.
  • Only one bathroom is shown for three bedrooms.],
  • findings(

Estimate from the listing and its photos, not a survey. Treat it as the starting point for your own quotes. An Italian builder's quote is normally written without VAT and without design fees, so add about a quarter to any figure a firm gives you.

The area around

Location score 72/100

The cluster is in the Valtellina, with the Rhaetian Alps and the first slopes toward the Orobie Alps enclosing the valley. The Adda runs along the valley floor here. The area is tied to the lower Valtellina terraces and chestnut slopes, with vineyards on the sunnier side of the valley around nearby centres such as Morbegno. The nearest larger town is Morbegno, which has a substantial historic centre, rail access, services and valley commerce. The Orobie Valtellinesi regional park begins a short distance to the south in the mountain valleys above the plain. The area is known for Valtellina wine and mountain food traditions, and for access from the main valley into Val Masino.

The comune of Civo
People living here
1,120
+0.4% between the 2011 and 2021 census
Over 65
26%
10% are under 14
Landslide zone
0.7%
of residents live in a high-risk landslide area
How far to everything
To the sea
204 km
Nearest airport
123 min drive
Nearest city
107 min drive
Property address:Civo
Get directions

Asking price

59,750
Deal score
34/100
Dream
68/100
Wow
82/100

Listed 18/08/2026