Casa indipendente in Civo
A quota 800 slm, in contradina dagli antichi sapori, indipendente cielo terra, casetta abitabilissima e pronta all'uso. Composta da cucina con camino, 2 camere, bagno e balcone, con vista sulla vallata, è corredata da capiente box e ampia cantina. Giardinetto per le tue grigliate all'aria aperta. Comodament e raggiungibile tutto l'anno con qualsiasi mezzo, soleggiata e posizionata in paesello...
What it really costs
Can you move in?
Move in as it is
Condition not stated in the listingSee what needs doing and what each job costs
The house appears ready to use, but estimated all-in cost is about €83,000 (€830/m²), roughly 77% above the €469/m² local comparison level. Garden, garage, cellar and year-round access add value, while the remote mountain setting limits the bargain potential.
More on the house and the area
This is a genuinely livable mountain village home with a working kitchen, bathroom, two bedrooms, fireplace, balcony, garage, cellar, and small garden. The dramatic Alpine valley view and stone-built village setting provide the real dream factor, while the house itself is practical rather than luxurious.
Decoration, tired fittings, a bathroom or a kitchen. The house is liveable as it stands.
Our read of the photos is €200/m². There is no published price band below €350/m², so the range is that figure widened by the spread of the lightest band.
Materials only, work you may do yourself€7,000 – €11,000
Wiring, water and sanitary work of any kind, heating, air conditioning and gas go to a registered firm by law, and so do flues and the air openings for gas appliances. That labour stays in the bill. Yours is the stripping out, plaster, paint, floors, tiling and carpentry.
Labour is 61% of a renovation price on average and 67% at the median, across 191 items of the Emilia-Romagna 2025 public price list. Materials are the rest. An averaged price list, not a quote.
Materials you buy yourself carry 22% VAT; supplied by the firm doing the work they go at the 10% renovation rate. On a €30,000 materials bill that is €3,600 of extra tax.
Household wiring installed before 13 March 1990 counts as compliant if it has a main breaker with overcurrent protection, protection against direct contact and a 30 mA RCD. Having a firm bring the existing wiring up to that and certify it is the cheapest lawful route.
- Interiors and exterior finishes are dated and may need cosmetic refreshing.
- The multi-level layout has several exterior and interior staircases.
- The garden appears modest rather than expansive.
Estimate from the listing and its photos, not a survey. Treat it as the starting point for your own quotes. An Italian builder's quote is normally written without VAT and without design fees, so add about a quarter to any figure a firm gives you.
The area around
Location score 72/100The cluster is on the south side of the lower Valtellina, with the Rhaetian Alps across the valley and the Orobie Valtellinesi rising immediately to the south. The Adda runs along the valley floor below, and Lake Como begins within roughly 15 km at the head of the northern lake around Colico and Piona. The area is close to the Riserva Naturale Pian di Spagna e Lago di Mezzola at the north end of Lake Como. The nearest substantial town is Morbegno, which has a full service centre and a historic core; Colico on the lake is also nearby for rail and road connections. This side of Valtellina is known for mountain hamlets, chestnut woods, terraced slopes and local wine and food production.