Villa unifamiliare in Costa Serina
OTTIMA OCCASIONE - ASTA IMMOBILIARE Piena proprietà di abitazione in villa su 4 livelli, compreso il sottotetto, collegati da scala interna ad L e botola. Accesso pedonale dal giardino esclusivo e porticato. L’abitazione è composta al piano terra da 2 cantine voltate (una in pietra), ingresso, soggiorno, cucina e…
What it really costs
Can you move in?
Move in as it is
In the listingHabitable- Sold at judicial auction
See what needs doing and what each job costs
This is a judicial auction, which carries legal, financing, and occupancy risks that override the apparent €112/m² price. The description also states that several rooms are legally classified as storage spaces because their ceiling heights do not allow residential use.
More on the house and the area
A substantial four-level village villa with a stone-faced section, private outdoor space, balconies, cellar and garage offers genuine living potential at a strikingly low price. It is more charming and practical than spectacular, and the strongest character is in the stone cellar and traditional village setting rather than in the visible exterior. The “habitable” status is encouraging, but the auction context and storage-room restrictions require careful verification.
Decoration, tired fittings, a bathroom or a kitchen. The house is liveable as it stands.
Our read of the photos is €200/m². There is no published price band below €350/m², so the range is that figure widened by the spread of the lightest band.
Materials only, work you may do yourself€18,000 – €31,000
Wiring, water and sanitary work of any kind, heating, air conditioning and gas go to a registered firm by law, and so do flues and the air openings for gas appliances. That labour stays in the bill. Yours is the stripping out, plaster, paint, floors, tiling and carpentry.
Labour is 61% of a renovation price on average and 67% at the median, across 191 items of the Emilia-Romagna 2025 public price list. Materials are the rest. An averaged price list, not a quote.
Materials you buy yourself carry 22% VAT; supplied by the firm doing the work they go at the 10% renovation rate. On a €30,000 materials bill that is €3,600 of extra tax.
Household wiring installed before 13 March 1990 counts as compliant if it has a main breaker with overcurrent protection, protection against direct contact and a 30 mA RCD. Having a firm bring the existing wiring up to that and certify it is the cheapest lawful route.
- Auction purchase requires careful legal and technical due diligence.
- The gallery shows only a modest village courtyard, with no standout view or dramatic setting.
- Interior condition and the exact bathroom situation should be verified; some rooms are legally classified only as storage due to limited ceiling height.
Estimate from the listing and its photos, not a survey. Treat it as the starting point for your own quotes. An Italian builder's quote is normally written without VAT and without design fees, so add about a quarter to any figure a firm gives you.
The area around
Location score 73/100The cluster sits in the Orobie Bergamasche, in the upper Val Serina, with pre-Alpine ridges and steep wooded slopes around the village. The Serina valley is a branch of the Brembana system, and the Brembo river valley is the main route down toward San Pellegrino Terme and Bergamo. The Parco delle Orobie Bergamasche lies nearby in the surrounding mountains. The nearest substantial skiing is the Brembo Ski area around Foppolo and Carona, roughly an hour by road depending on conditions. Zogno and San Pellegrino Terme are the nearest larger centres in the valley system for everyday services, while Bergamo is the main city reached by road over the passes or down the valley. The area is known for mountain villages, forests, summer walking and the old spa axis of the Brembana valley.