Terratetto plurifamiliare in Morbegno
Proponiamo in vendita un terratetto plurifamiliare ubicato a Morbegno, in Via San Marco. L'immobile si sviluppa su tre piani: piano terra, primo e secondo, con una superficie complessiva di 170 metri quadri. La proprietà necessita di lavori di ristrutturazione ed è parzialmente arredata. Presenta infissi in doppio…
What it really costs
Can you move in?
Not before the basics are done
In the listingNeeds renovationMust be done first
- Damp
See what needs doing and what each job costs
At €90,000 (€529/m²), the estimated renovation cost brings the effective price to roughly €1,058/m², far above the local €406/m² reference. The historic-center location, terrace and garden add appeal, but the old building, absent heating in the main description, and conflicting details materially weaken the deal.
More on the house and the area
This is a genuine, spacious two-apartment historic townhouse with exceptional views over Morbegno’s slate-roofed old town, church towers and dramatic Alpine mountains. The interiors are furnished and clearly usable, with kitchens, bathrooms, bedrooms, wood floors, beams, stoves, a terrace and garden, but the dated finishes, damp marks and heating situation mean it is a renovation project rather than a turnkey dream home.
Certified wiring, water and drainage, a heat source, a roof that keeps the water out, one working bathroom. Facade, insulation, a second bathroom and the floors wait.
All the services redone, bathrooms, kitchen, windows. The structure is left alone.
Our read of the photos, €800/m², falls in this band.
Turnkey, facade and insulation included.
Materials only, work you may do yourself€34,000 – €60,000
Wiring, water and sanitary work of any kind, heating, air conditioning and gas go to a registered firm by law, and so do flues and the air openings for gas appliances. That labour stays in the bill. Yours is the stripping out, plaster, paint, floors, tiling and carpentry.
Labour is 61% of a renovation price on average and 67% at the median, across 191 items of the Emilia-Romagna 2025 public price list. Materials are the rest. An averaged price list, not a quote.
Materials you buy yourself carry 22% VAT; supplied by the firm doing the work they go at the 10% renovation rate. On a €30,000 materials bill that is €3,600 of extra tax.
Household wiring installed before 13 March 1990 counts as compliant if it has a main breaker with overcurrent protection, protection against direct contact and a 30 mA RCD. Having a firm bring the existing wiring up to that and certify it is the cheapest lawful route.
Bringing a house that has stood empty back into service: new water, sewer and electricity, plus the practices. The same sum on an 80 m² house and on a 300 m² one, which is why a €40,000 house is not a €40,000 project.
Show more
Water 1,800 · sewer 2,500 · electricity 700–1,600 · CILA 1,000 · cadastral filing 500 · structural design 700 · Legge 10 report 900 · safety coordination 1,800
No mains drain: add €2,000–4,500 for a septic tank. Listings never say, so ask.
- Substantial renovation and modernization are needed, with visible damp/wear in places.
- The property is listed without central heating; heating arrangements and operating costs should be verified.
- Historic-center access, multiple levels, shared/crowded outdoor areas and roof/terrace condition may affect practicality.
Estimate from the listing and its photos, not a survey. Treat it as the starting point for your own quotes. An Italian builder's quote is normally written without VAT and without design fees, so add about a quarter to any figure a firm gives you.
The area around
Location score 72/100The cluster lies in the Valtellina with the Orobie Alps to the south and the Lepontine and western Rhaetian Alps around the valley. The Adda runs through the valley floor nearby. Lake Mezzola is within about 15 km at the western end of the valley. This is the lower Valtellina, with Morbegno as the nearest town of size; it has a full set of services and a historic center. The area is known for terraced viticulture on the valley sides higher east in Valtellina, alpine valleys, and mountain food traditions including bresaola and Bitto cheese from nearby Val Gerola.