Terratetto unifamiliare in Sovere
LAGO D’ISEO – CARATTERISTICA CASA INDIPENDENTE CON GRANDE TERRAZZO E PERGOLATO Nell’entroterra del Lago d’Iseo, a pochi chilometri da Lovere, proponiamo una soluzione dal sapore autentico, ideale per chi desidera l’indipendenza di una casa tutta propria, senza spese condominiali, in un contesto tranquillo e…
What it really costs
Can you move in?
Move in as it is
Condition not stated in the listingSee what needs doing and what each job costs
At €39,900 (€570/m²), the described good-condition home near Lake Iseo is attractive in absolute terms, but estimated effective cost rises to about €770/m² after modest habitability works, well above the €406/m² local benchmark. The large 70 m² terrace and lakeside setting add value, but the price is not a clear bargain.
More on the house and the area
A genuinely livable 70 sqm townhouse with a dramatic 70 sqm terrace, mature vine pergola, fountain, fireplace, kitchen, bathroom and bedroom. The mountain-village setting and exceptional €39,900 price give it real dream-home appeal, although the interiors are modest and dated rather than beautifully restored.
Decoration, tired fittings, a bathroom or a kitchen. The house is liveable as it stands.
Our read of the photos is €200/m². There is no published price band below €350/m², so the range is that figure widened by the spread of the lightest band.
Materials only, work you may do yourself€5,000 – €8,000
Wiring, water and sanitary work of any kind, heating, air conditioning and gas go to a registered firm by law, and so do flues and the air openings for gas appliances. That labour stays in the bill. Yours is the stripping out, plaster, paint, floors, tiling and carpentry.
Labour is 61% of a renovation price on average and 67% at the median, across 191 items of the Emilia-Romagna 2025 public price list. Materials are the rest. An averaged price list, not a quote.
Materials you buy yourself carry 22% VAT; supplied by the firm doing the work they go at the 10% renovation rate. On a €30,000 materials bill that is €3,600 of extra tax.
Household wiring installed before 13 March 1990 counts as compliant if it has a main breaker with overcurrent protection, protection against direct contact and a 30 mA RCD. Having a firm bring the existing wiring up to that and certify it is the cheapest lawful route.
- Interiors and bathroom are functional but quite dated and likely need cosmetic updating.
- Visible exterior damp staining should be checked carefully.
- The home is in a compact village setting, with no private driveway or broad open views shown.
Estimate from the listing and its photos, not a survey. Treat it as the starting point for your own quotes. An Italian builder's quote is normally written without VAT and without design fees, so add about a quarter to any figure a firm gives you.
The area around
Location score 77/100The area is in the pre-Alps at the north end of Lake Iseo, with the lake shore around Lovere and Castro a few kilometres away and the Oglio valley opening nearby. The Bergamasque Alps rise immediately to the north and east, with Monte Pora and the Colere ski area the nearest established lifts, roughly 30–45 minutes by road depending on the base point. Lake Endine is also nearby to the west. Lovere is the nearest town of size; it has a substantial historic centre on the lake and is listed among I Borghi più belli d’Italia. This part of the upper Sebino is known for its lake-and-mountain setting and for the historic industrial settlements of the Valle Camonica and Oglio corridor nearby.