Casa bilivelli non mutuabile
Premessa: la casa presenta delle difformità che, allo stato attuale, non consentono l'accesso a un finanziamento tramite mutuo. Proponiamo in vendita una casa a schiera centrale disposta su due livelli, caratterizzata dalla presenza di due aree cortilizie, una antistante e una sul retro, e da una metratura interna…
What it really costs
Can you move in?
Livable, but something basic is worn out
In the listingHabitableSee what needs doing and what each job costs
At €403/m², the €75,000 asking price is close to local levels, but allowing roughly €400/m² for the original systems, finishes, and required compliance work brings the effective cost to about €803/m². The home is near the sea and currently usable, but documented irregularities prevent mortgage financing and materially increase purchase risk.
More on the house and the area
A remarkably spacious, colorful townhouse with high ceilings, distinctive woodwork, a fireplace, a working kitchen, and two private courtyard areas, including a rear barbecue space. It is a real, usable family home rather than a shell, but the dated interiors and systems need gradual renovation, and the legal irregularities materially reduce its buying appeal.
Certified wiring, water and drainage, a heat source, a roof that keeps the water out, one working bathroom. Facade, insulation, a second bathroom and the floors wait.
Our read of the photos, €400/m², falls in this band.
All the services redone, bathrooms, kitchen, windows. The structure is left alone.
Materials only, work you may do yourself€21,000 – €36,000
Wiring, water and sanitary work of any kind, heating, air conditioning and gas go to a registered firm by law, and so do flues and the air openings for gas appliances. That labour stays in the bill. Yours is the stripping out, plaster, paint, floors, tiling and carpentry.
Labour is 61% of a renovation price on average and 67% at the median, across 191 items of the Emilia-Romagna 2025 public price list. Materials are the rest. An averaged price list, not a quote.
Materials you buy yourself carry 22% VAT; supplied by the firm doing the work they go at the 10% renovation rate. On a €30,000 materials bill that is €3,600 of extra tax.
Household wiring installed before 13 March 1990 counts as compliant if it has a main breaker with overcurrent protection, protection against direct contact and a 30 mA RCD. Having a firm bring the existing wiring up to that and certify it is the cheapest lawful route.
- The home is habitable but retains largely original 1970s finishes, fixtures, and systems, so renovation and updating are likely.
- Recorded irregularities currently prevent access to mortgage financing; technical documentation should be reviewed before making an offer.
- Only one bathroom is shown/listed for a large 186 sqm, three-bedroom home.
Estimate from the listing and its photos, not a survey. Treat it as the starting point for your own quotes. An Italian builder's quote is normally written without VAT and without design fees, so add about a quarter to any figure a firm gives you.
The area around
Location score 68/100The cluster lies on the Campidano plain at the foot of the Sulcis mountains. The Santa Lucia river crosses Capoterra and reaches the coastal lagoons and saltwater ponds around the Gulf of Cagliari, an important wetland area for birdlife. Monte Arcosu, inside the WWF reserve and connected to the larger forested massif of the Sulcis, is within this radius. The long urban and beach strip of the Gulf of Cagliari begins nearby, with La Maddalena Spiaggia in the Capoterra area. Cagliari is the nearest city of size and has the port, airport, university, major services and the historic districts around Castello. The area is known for wetlands, flamingos in the wider gulf system, and the wooded Sulcis uplands just inland.