1 / 28

Edificio in Via Chiesa

Serina, Lombardia
Bedrooms
0
Baths
0
1,000
Price per m²
€95
Property type
Palazzo

Se sei un operatore, sai bene quanto la velocità di esecuzione e la riduzione dei rischi iniziali facciano la differenza sul margine di un’operazione immobiliare. Questo compendio, al rustico e proveniente da una procedura fallimentare, rappresenta un’opportunità ad alto rendimento con tempi di cantierizzazione…

garageparkingterrace

What it really costs

Can you move in?

Not before the basics are done

Condition not stated in the listing

Must be done first

  • Wiring
  • Plumbing
  • Heating
  • Bathroom
  • Kitchen
  • Windows
See what needs doing and what each job costs
Why this price is what it is

Although the asking price is only €95/m², the property is described as a rustico requiring major completion, bringing the estimated effective cost to about €1,195/m²—far above the local €160/m² benchmark. The listing is aimed at operators and does not establish habitable residential units, room layout, or completed works.

More on the house and the area
What the photos show

The mountain setting is genuinely attractive, with broad valley views, alpine peaks, wood roofs and balconies giving the complex strong visual potential. However, most of the property is clearly unfinished and uninhabitable, making this a large-scale development project rather than a ready-to-live-in Italian home.

Comfortable600900/m²
€600,000 – €900,000

All the services redone, bathrooms, kitchen, windows. The structure is left alone.

This house
Full
€1,200,000 – €1,500,000

Turnkey, facade and insulation included.

Our read of the photos, €1,100/m², falls in this band.

Materials only, work you may do yourself€396,000 – €585,000

Wiring, water and sanitary work of any kind, heating, air conditioning and gas go to a registered firm by law, and so do flues and the air openings for gas appliances. That labour stays in the bill. Yours is the stripping out, plaster, paint, floors, tiling and carpentry.

Labour is 61% of a renovation price on average and 67% at the median, across 191 items of the Emilia-Romagna 2025 public price list. Materials are the rest. An averaged price list, not a quote.

Materials you buy yourself carry 22% VAT; supplied by the firm doing the work they go at the 10% renovation rate. On a €30,000 materials bill that is €3,600 of extra tax.

Household wiring installed before 13 March 1990 counts as compliant if it has a main breaker with overcurrent protection, protection against direct contact and a 30 mA RCD. Having a firm bring the existing wiring up to that and certify it is the cheapest lawful route.

Asking price + this range
€1,295,000 – €1,595,000
What worries us about this house
  • The main building is an unfinished shell with exposed brick, bare concrete floors and no visible bathrooms or kitchens.
  • Substantial completion work is required, including plumbing, electrical systems, heating, flooring and interior finishes.
  • Steep terrain, retaining structures and the adjacent road may add complexity and cost to the renovation.

Estimate from the listing and its photos, not a survey. Treat it as the starting point for your own quotes. An Italian builder's quote is normally written without VAT and without design fees, so add about a quarter to any figure a firm gives you.

The area around

Location score 73/100

The cluster sits in the Orobie Bergamasche, in the upper Val Serina, with pre-Alpine ridges and steep wooded slopes around the village. The Serina valley is a branch of the Brembana system, and the Brembo river valley is the main route down toward San Pellegrino Terme and Bergamo. The Parco delle Orobie Bergamasche lies nearby in the surrounding mountains. The nearest substantial skiing is the Brembo Ski area around Foppolo and Carona, roughly an hour by road depending on conditions. Zogno and San Pellegrino Terme are the nearest larger centres in the valley system for everyday services, while Bergamo is the main city reached by road over the passes or down the valley. The area is known for mountain villages, forests, summer walking and the old spa axis of the Brembana valley.

The comune of Serina
People living here
2,070
-5.3% between the 2011 and 2021 census
Over 65
28%
11% are under 14
How far to everything
To the sea
171 km
Property address:Via Chiesa
Get directions

Asking price

95,000
Deal score
24/100
Dream
38/100
Wow
53/100

Listed 26/08/2026