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Casa indipendente

Formigara, Lombardia
Bedrooms
2
Baths
1
196
Plot m²
210
Price per m²
€510
Property type
Country house
Rooms
3 locali

FORMIGARA proponiamo casa indipendente con 210 mq di area esclusiva. L'immobile è composto da due case indipendenti, la principale di 146 mq è disposta su due piani da 73 mq ciascuno dove al piano terra troviamo un box doppio e una grande cantina con attacchi lavanderia. Al primo piano si sviluppa la parte abitativa di 73 mq sistemata di recente...

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What it really costs

Condition not stated in the listing
See what needs doing and what each job costs
Why this price is what it is

At €510/m², the asking price is only slightly above the Lombardia baseline of €474/m², but the property includes garages, cellar space and a second house whose condition is unclear. Assuming substantial work across the 196 m², effective cost is about €1,210/m², making this weak value despite the recently arranged 73 m² living area.

More on the house and the area
What the photos show

This is a substantial independent property in a characterful Lombard town, with attractive historic arcades, a prominent church tower, 210 sqm of exclusive area, garage and cellar. The main living portion is reportedly recently refurbished and appears realistically usable, but the listing offers no interior photos and the second house’s condition is unknown.

Minimum to live in it350500/m²
€69,000 – €98,000

Certified wiring, water and drainage, a heat source, a roof that keeps the water out, one working bathroom. Facade, insulation, a second bathroom and the floors wait.

This house
Comfortable
€118,000 – €176,000

All the services redone, bathrooms, kitchen, windows. The structure is left alone.

Our read of the photos, €700/m², falls in this band.

Full1,2001,500/m²
€235,000 – €294,000

Turnkey, facade and insulation included.

Materials only, work you may do yourself€39,000 – €69,000

Wiring, water and sanitary work of any kind, heating, air conditioning and gas go to a registered firm by law, and so do flues and the air openings for gas appliances. That labour stays in the bill. Yours is the stripping out, plaster, paint, floors, tiling and carpentry.

Labour is 61% of a renovation price on average and 67% at the median, across 191 items of the Emilia-Romagna 2025 public price list. Materials are the rest. An averaged price list, not a quote.

Materials you buy yourself carry 22% VAT; supplied by the firm doing the work they go at the 10% renovation rate. On a €30,000 materials bill that is €3,600 of extra tax.

Household wiring installed before 13 March 1990 counts as compliant if it has a main breaker with overcurrent protection, protection against direct contact and a 30 mA RCD. Having a firm bring the existing wiring up to that and certify it is the cheapest lawful route.

Asking price + this range
€218,000 – €276,000
What worries us about this house
  • Only four photos are provided, and none show the house’s interior or the full private outdoor area.
  • The main 73 sqm living portion is described as recently refurbished, but the condition of the second house is unclear.
  • The home is in a town setting beside a church and covered arcades, so privacy and possible bell noise should be checked.

Estimate from the listing and its photos, not a survey. Treat it as the starting point for your own quotes. An Italian builder's quote is normally written without VAT and without design fees, so add about a quarter to any figure a firm gives you.

The area around

Location score 42/100

The area is the lower Adda plain between the Adda and Serio river systems, with flat agricultural land, irrigation canals and scattered farmsteads. The Adda River runs a few kilometres west of Formigara, with riparian woodland and embanked riverside stretches around places such as Pizzighettone and Crotta d’Adda. Pizzighettone is the nearest small town of note and has preserved walled stretches and a historic centre on the Adda. Cremona is the nearest city of size, with full services and a substantial historic centre.

The comune of Formigara
People living here
1,000
-10.3% between the 2011 and 2021 census
Over 65
29%
11% are under 14
Flood zone
1.3%
of residents live in a medium-risk flood area
How far to everything
To the sea
106 km
Property address:Formigara
Get directions

Asking price

100,000
Deal score
38/100
Wow
64/100

Listed 27/08/2026