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Villetta bifamiliare due camere con garage

Algua, Lombardia
Bedrooms
2
Baths
0
115
Price per m²
€499
Property type
Villa
Rooms
3 locali

Villetta bifamiliare su tre livelli composta da soggiorno con zona pranzo, due camere e due bagni. Terrazzo panoramico, ripostiglio e garage di pertinenza. La villetta si sviluppa su tre livelli. Al piano seminterrato si trovano un disimpegno, un piccolo bagno con lavanderia, un ripostiglio e le scale di collegamento.…

balconycellargarageheatingpanoramic view

What it really costs

Can you move in?

Livable, but something basic is worn out

In the listingHabitable
  • Sold at judicial auction
See what needs doing and what each job costs
Why this price is what it is

The listing explicitly states this is a judicial auction, with a minimum bid of €57,432 and an auction date of 05/11/2026; auctions are a veto under the catalog rules. The advertised €499/m² is below the Lombardia baseline of €416/m² only before estimated habitable-property costs, but this cannot offset the auction risk.

More on the house and the area
What the photos show

A genuinely usable three-level home with warm exposed beams, a fireplace, parquet floors, a fitted kitchen, multiple bedrooms, bathrooms, and a garage. It has appealing rustic character and strong space for the price, but the interiors are dated and the photos do not prove the panoramic setting or exterior appeal.

Updating, not renovation
€23,000 – €33,000

Decoration, tired fittings, a bathroom or a kitchen. The house is liveable as it stands.

Our read of the photos is €200/m². There is no published price band below €350/m², so the range is that figure widened by the spread of the lightest band.

Materials only, work you may do yourself€8,000 – €13,000

Wiring, water and sanitary work of any kind, heating, air conditioning and gas go to a registered firm by law, and so do flues and the air openings for gas appliances. That labour stays in the bill. Yours is the stripping out, plaster, paint, floors, tiling and carpentry.

Labour is 61% of a renovation price on average and 67% at the median, across 191 items of the Emilia-Romagna 2025 public price list. Materials are the rest. An averaged price list, not a quote.

Materials you buy yourself carry 22% VAT; supplied by the firm doing the work they go at the 10% renovation rate. On a €30,000 materials bill that is €3,600 of extra tax.

Household wiring installed before 13 March 1990 counts as compliant if it has a main breaker with overcurrent protection, protection against direct contact and a 30 mA RCD. Having a firm bring the existing wiring up to that and certify it is the cheapest lawful route.

Asking price + this range
€80,000 – €90,000
What worries us about this house
  • Auction purchase involves legal, occupancy, and timing risks that must be verified.
  • The home is habitable but has dated bathrooms, kitchen, heating, and furnishings.
  • The advertised panoramic terrace and valley view are not clearly shown in the gallery.

Estimate from the listing and its photos, not a survey. Treat it as the starting point for your own quotes. An Italian builder's quote is normally written without VAT and without design fees, so add about a quarter to any figure a firm gives you.

The area around

Location score 68/100

The cluster is in the Brembana valley in the Bergamo Prealps, with steep wooded slopes and limestone mountains close around the valley floor. The Brembo river runs through the area. San Pellegrino Terme is nearby and has its Liberty-era spa buildings and thermal-water association. Bergamo is the nearest city of size, with full services and the Città Alta on its hill. Ski lifts in the upper Val Brembana around Foppolo and Carona are roughly an hour’s drive and do not affect the score. The area is known for the Val Brembana valley landscape and mountain access rather than for a single protected or nationally famous site within the immediate radius.

The comune of Algua
People living here
684
-9.0% between the 2011 and 2021 census
Over 65
27%
10% are under 14
Flood zone
1.7%
of residents live in a medium-risk flood area
Landslide zone
8.8%
of residents live in a high-risk landslide area
How far to everything
To the sea
166 km
Property address:Frazione Sambusita, 33
Get directions

Asking price

57,432
Deal score
10/100
Dream
58/100
Wow
68/100

Listed 29/08/2026