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Casa indipendente

Vertova, Lombardia
Bedrooms
2
Baths
2
130
Price per m²
€469
Property type
Country house
Rooms
3 locali

In contesto storico vicino ai servizi di prima necessità, casetta con ingresso indipendente disposta su due livelli con sottotetto di proprietà. L'unità immobiliare dispone al piano primo di, cucina abitabile molto spaziosa, soggiorno con veranda, disimpegno e bagno finestrato. mediante scala si accede al piano superiore con due ampie camere da letto di cui una con balcone e bagno privato....

balconyindependent entrance

What it really costs

Condition not stated in the listing
See what needs doing and what each job costs
Why this price is what it is

The €61,000 price is €469/m², almost identical to the Lombardia country-house baseline of €475/m², so there is no meaningful purchase discount. Assuming a generally habitable but undocumented condition adds about €26,000 in works (€200/m²), bringing the effective cost to roughly €669/m²; the missing condition, age and energy data weaken the deal.

More on the house and the area
What the photos show

A substantial, clearly livable two-level home with two bathrooms, a spacious kitchen, furnished rooms, and a balcony overlooking the rooftops and green Lombard hills. The property is more practical than beautiful, with dated finishes, older furniture, and no standout historic details visible in the photos, but €61,000 for 130 sqm gives it strong dreamer appeal.

Updating, not renovation
€26,000 – €37,000

Decoration, tired fittings, a bathroom or a kitchen. The house is liveable as it stands.

Our read of the photos is €200/m². There is no published price band below €350/m², so the range is that figure widened by the spread of the lightest band.

Materials only, work you may do yourself€9,000 – €14,000

Wiring, water and sanitary work of any kind, heating, air conditioning and gas go to a registered firm by law, and so do flues and the air openings for gas appliances. That labour stays in the bill. Yours is the stripping out, plaster, paint, floors, tiling and carpentry.

Labour is 61% of a renovation price on average and 67% at the median, across 191 items of the Emilia-Romagna 2025 public price list. Materials are the rest. An averaged price list, not a quote.

Materials you buy yourself carry 22% VAT; supplied by the firm doing the work they go at the 10% renovation rate. On a €30,000 materials bill that is €3,600 of extra tax.

Household wiring installed before 13 March 1990 counts as compliant if it has a main breaker with overcurrent protection, protection against direct contact and a 30 mA RCD. Having a firm bring the existing wiring up to that and certify it is the cheapest lawful route.

Asking price + this range
€87,000 – €98,000
What worries us about this house
  • Interiors and bathrooms are quite dated and would benefit from cosmetic updating.
  • The listing does not clarify heating efficiency, roof condition, or the status of the private attic.
  • The home is arranged over two levels with internal stairs.

Estimate from the listing and its photos, not a survey. Treat it as the starting point for your own quotes. An Italian builder's quote is normally written without VAT and without design fees, so add about a quarter to any figure a firm gives you.

The area around

Location score 72/100

The cluster is in the lower Seriana Valley at the foot of the Bergamasque Prealps. The Vertova stream cuts a narrow gorge just above the village, known as the Orrido di Vertova. The Serio river runs down the valley nearby. The Orobie Bergamasche Regional Park lies a short distance up-valley, with the main Orobie ridges and hiking terrain within the local mountain backdrop. The nearest ski areas are the small Orobie resorts such as Spiazzi di Gromo and Lizzola, roughly around an hour by road depending on conditions. The nearest town of size is Bergamo, with a full city centre, rail station, hospitals and services. This part of the valley is known for prealpine hiking, wooded slopes and small industrial settlements along the valley floor.

The comune of Vertova
People living here
4,380
-8.3% between the 2011 and 2021 census
Over 65
27%
12% are under 14
Flood zone
7.5%
of residents live in a medium-risk flood area
Landslide zone
4.6%
of residents live in a high-risk landslide area
How far to everything
To the sea
170 km
Property address:Vertova
Get directions

Asking price

61,000
Deal score
48/100
Dream
42/100
Wow
68/100

Listed 03/09/2026