Casa indipendente in Via Santella 4
Nelle vicinanze al lago d’Iseo e più recisamente nel centro cittadino del Comune di Parzanica la nostra agenzia Gabetti Bergamo1 propone in vendita un fabbricato cielo-terra. L’immobile, a destinazione residenziale, si sviluppa su tre piani fuori terra, collegati tra loro da scala esterna, e risulta così composto:…
What it really costs
See what needs doing and what each job costs
The €35,000 asking price is low (€292/m²), but the unspecified condition, three floors linked by an external staircase, and detached bathroom suggest substantial work: estimated effective cost is about €992/m² (€119,000 total), well above the €475/m² Lombardia country-house baseline. Good photo coverage and proximity to Lake Iseo help, but renovation uncertainty weakens the deal.
More on the house and the area
A highly photogenic village house with a warm ochre facade, covered balconies, exposed timber roofing, stonework, and a glimpse of mountain scenery. The interiors are furnished and clearly usable rather than a ruin, but they are basic and old-fashioned, with one detached bathroom and an external-staircase layout.
Certified wiring, water and drainage, a heat source, a roof that keeps the water out, one working bathroom. Facade, insulation, a second bathroom and the floors wait.
All the services redone, bathrooms, kitchen, windows. The structure is left alone.
Our read of the photos, €700/m², falls in this band.
Turnkey, facade and insulation included.
Materials only, work you may do yourself€24,000 – €42,000
Wiring, water and sanitary work of any kind, heating, air conditioning and gas go to a registered firm by law, and so do flues and the air openings for gas appliances. That labour stays in the bill. Yours is the stripping out, plaster, paint, floors, tiling and carpentry.
Labour is 61% of a renovation price on average and 67% at the median, across 191 items of the Emilia-Romagna 2025 public price list. Materials are the rest. An averaged price list, not a quote.
Materials you buy yourself carry 22% VAT; supplied by the firm doing the work they go at the 10% renovation rate. On a €30,000 materials bill that is €3,600 of extra tax.
Household wiring installed before 13 March 1990 counts as compliant if it has a main breaker with overcurrent protection, protection against direct contact and a 30 mA RCD. Having a firm bring the existing wiring up to that and certify it is the cheapest lawful route.
- The house is very dated and likely needs modernization, especially the bathroom and interiors.
- The three floors are connected by an external staircase, which is less convenient for everyday living.
- The bathroom is detached from the main building, and the small outdoor areas are more courtyard-like than a substantial private garden.
Estimate from the listing and its photos, not a survey. Treat it as the starting point for your own quotes. An Italian builder's quote is normally written without VAT and without design fees, so add about a quarter to any figure a firm gives you.
The area around
Location score 81/100Lake Iseo is directly below the village on the Bergamo side, with the western side of Monte Isola within about 15 km across the water. The area is on the foothills above the lake, with the Bergamasque Prealps immediately inland. Parco Locale di Interesse Sovracomunale Alto Sebino lies in this part of the upper lake area. The nearest substantial town is Lovere on the lake, which has a historic centre, lakefront services and road links around the Sebino. The area is known for the lake landscape, olive growing on the milder slopes and mountain hamlets above the water.