Rustico/casale in Via Casade
Officina Immobiliare propone a Cosio Valtellino, nelle vicinanze di Morbegno, rustico da ristrutturare disposto su due livelli, una soluzione dal carattere autentico che offre interessanti possibilità di recupero e valorizzazione. L’immobile rappresenta una soluzione ideale per chi desidera creare una casa su misura,…
What it really costs
See what needs doing and what each job costs
At €50,000 (€725/m²), this 69 m² rustic farmhouse requires restoration; estimated effective cost is about €125,900, or €1,825/m², versus the Lombardia farmhouse baseline of €380/m². The description provides no technical details on condition, utilities, or habitability, adding uncertainty.
More on the house and the area
The authentic stone farmhouse has strong historic character, handsome rustic construction, and impressive mountain scenery in a traditional Valtellina setting. However, the property is essentially a raw rustico with unfinished interiors and no clear living accommodation, so its beauty is mainly project potential rather than an immediately usable home.
All the services redone, bathrooms, kitchen, windows. The structure is left alone.
Turnkey, facade and insulation included.
Our read of the photos, €1,100/m², falls in this band.
Materials only, work you may do yourself€27,000 – €41,000
Wiring, water and sanitary work of any kind, heating, air conditioning and gas go to a registered firm by law, and so do flues and the air openings for gas appliances. That labour stays in the bill. Yours is the stripping out, plaster, paint, floors, tiling and carpentry.
Labour is 61% of a renovation price on average and 67% at the median, across 191 items of the Emilia-Romagna 2025 public price list. Materials are the rest. An averaged price list, not a quote.
Materials you buy yourself carry 22% VAT; supplied by the firm doing the work they go at the 10% renovation rate. On a €30,000 materials bill that is €3,600 of extra tax.
Household wiring installed before 13 March 1990 counts as compliant if it has a main breaker with overcurrent protection, protection against direct contact and a 30 mA RCD. Having a firm bring the existing wiring up to that and certify it is the cheapest lawful route.
- This is a substantial renovation project, not a move-in home.
- Interiors appear largely raw, dark, and unfinished, with old timber floors and agricultural/storage spaces.
- Roof, structure, utilities, kitchen, and bathroom condition are not demonstrated in the photos.
Estimate from the listing and its photos, not a survey. Treat it as the starting point for your own quotes. An Italian builder's quote is normally written without VAT and without design fees, so add about a quarter to any figure a firm gives you.
The area around
Location score 72/100The cluster lies in the Valtellina with the Orobie Alps to the south and the Lepontine and western Rhaetian Alps around the valley. The Adda runs through the valley floor nearby. Lake Mezzola is within about 15 km at the western end of the valley. This is the lower Valtellina, with Morbegno as the nearest town of size; it has a full set of services and a historic center. The area is known for terraced viticulture on the valley sides higher east in Valtellina, alpine valleys, and mountain food traditions including bresaola and Bitto cheese from nearby Val Gerola.