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Casa indipendente

Cumignano sul Naviglio, Lombardia
Bedrooms
3
Baths
0
120
Plot m²
1,000
Price per m²
€750
Property type
Country house
Rooms
4 locali

Proponiamo a Casalmorano fabbricato ad uso civile con annesso appezzamento di terreno (1000 mq circa), rustici con portici e area cortilizia… libero e subito disponibile! Al piano terra dell’abitazione: soggiorno, cucina, sala pranzo e servizio igienico; al piano primo due camere da letto con possibilità di ricavare…

garden

What it really costs

Can you move in?

Livable, but something basic is worn out

Condition not stated in the listing
See what needs doing and what each job costs
Why this price is what it is

At €90,000 (€750/m²), estimated renovation brings the effective cost to about €1,450/m², far above the local reference of €469/m². The description confirms renovation work is needed, while the structured data conflicts with it by showing zero bathrooms and omits key condition details.

More on the house and the area
What the photos show

This is a substantial rural courtyard home with traditional terracotta roofs, a working fireplace-like rural character, rustic outbuildings and approximately 1,000 sqm of productive garden land. The main dwelling is furnished and appears livable, with finished floors, bedrooms and a bathroom, but it is dated and requires meaningful renovation; the setting is practical rather than scenic.

Minimum to live in it350500/m²
€42,000 – €60,000

Certified wiring, water and drainage, a heat source, a roof that keeps the water out, one working bathroom. Facade, insulation, a second bathroom and the floors wait.

This house
Comfortable
€72,000 – €108,000

All the services redone, bathrooms, kitchen, windows. The structure is left alone.

Our read of the photos, €700/m², falls in this band.

Full1,2001,500/m²
€144,000 – €180,000

Turnkey, facade and insulation included.

Materials only, work you may do yourself€24,000 – €42,000

Wiring, water and sanitary work of any kind, heating, air conditioning and gas go to a registered firm by law, and so do flues and the air openings for gas appliances. That labour stays in the bill. Yours is the stripping out, plaster, paint, floors, tiling and carpentry.

Labour is 61% of a renovation price on average and 67% at the median, across 191 items of the Emilia-Romagna 2025 public price list. Materials are the rest. An averaged price list, not a quote.

Materials you buy yourself carry 22% VAT; supplied by the firm doing the work they go at the 10% renovation rate. On a €30,000 materials bill that is €3,600 of extra tax.

Household wiring installed before 13 March 1990 counts as compliant if it has a main breaker with overcurrent protection, protection against direct contact and a 30 mA RCD. Having a firm bring the existing wiring up to that and certify it is the cheapest lawful route.

Asking price + this range
€162,000 – €198,000
What worries us about this house
  • The main house appears usable but needs maintenance and refurbishment, including worn plaster, windows and finishes.
  • Several attached rustic buildings are unfinished storage/workshop spaces rather than living accommodation.
  • The listing states one bathroom, and the property’s legal status, utilities and renovation requirements should be verified.

Estimate from the listing and its photos, not a survey. Treat it as the starting point for your own quotes. An Italian builder's quote is normally written without VAT and without design fees, so add about a quarter to any figure a firm gives you.

The area around

Location score 38/100

This is the central Po plain between Crema and the Adda-Oglio lowlands, with flat agricultural land, irrigation channels and scattered farmsteads. The Naviglio Civico Cremasco runs by Cumignano sul Naviglio and the Adda river is the nearest larger natural feature in the area, around the Pandino-Rivolta d'Adda sector. Crema is the nearest town of size, with a cathedral, arcaded streets and the usual services of a provincial centre. The area is known for intensive farming and for the network of historic canals and cascine of the Cremasco plain.

The comune of Cumignano sul Naviglio
People living here
399
-8.7% between the 2011 and 2021 census
Over 65
24%
13% are under 14
How far to everything
To the sea
122 km
Property address:Cumignano sul Naviglio
Get directions

Asking price

90,000
Deal score
28/100
Dream
28/100
Wow
62/100

Listed 08/09/2026