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Casa indipendente in Via de Giacomi

Caiolo, Lombardia
Bedrooms
3
Baths
1
126
Price per m²
€540
Property type
Country house
Rooms
4 locali

Al piano terra l'immobile è composto da cucina abitabile, soggiorno, bagno e scala interna che conduce al primo piano, dove si trovano due camere da letto. Salendo al livello superiore troviamo una terza camera da letto. La proprietà dispone inoltre di tre balconi e di un giardino di pertinenza di circa 30…

What it really costs

Can you move in?

Not before the basics are done

Condition not stated in the listing

Must be done first

  • Wiring
  • Plumbing
  • Heating
  • Bathroom
  • Kitchen
  • Windows
See what needs doing and what each job costs
Why this price is what it is

At €68,000 (€540/m²), the asking price is already about 16% above the local €465/m² benchmark; allowing roughly €25,200 for ordinary updates brings the effective cost to about €740/m². The description highlights a panoramic valley view and a functional three-level layout, but does not say whether the property is habitable or recently renovated.

More on the house and the area
What the photos show

This stone-and-timber mountain house has strong historic character, impressive valley and Alpine views, and some surrounding land. However, the interior is clearly unfinished and currently uninhabitable, so this is a substantial renovation project rather than a ready-to-live-in home.

Updating, not renovation
€25,000 – €36,000

Decoration, tired fittings, a bathroom or a kitchen. The house is liveable as it stands.

Our read of the photos is €200/m². There is no published price band below €350/m², so the range is that figure widened by the spread of the lightest band.

Materials only, work you may do yourself€8,000 – €14,000

Wiring, water and sanitary work of any kind, heating, air conditioning and gas go to a registered firm by law, and so do flues and the air openings for gas appliances. That labour stays in the bill. Yours is the stripping out, plaster, paint, floors, tiling and carpentry.

Labour is 61% of a renovation price on average and 67% at the median, across 191 items of the Emilia-Romagna 2025 public price list. Materials are the rest. An averaged price list, not a quote.

Materials you buy yourself carry 22% VAT; supplied by the firm doing the work they go at the 10% renovation rate. On a €30,000 materials bill that is €3,600 of extra tax.

Household wiring installed before 13 March 1990 counts as compliant if it has a main breaker with overcurrent protection, protection against direct contact and a 30 mA RCD. Having a firm bring the existing wiring up to that and certify it is the cheapest lawful route.

Asking price + this range
€93,000 – €104,000
What worries us about this house
  • The interiors are an unfinished shell with bare floors, exposed masonry and construction debris.
  • There is no visible fitted kitchen, finished bathroom or usable living space.
  • The stair opening and rough internal structure suggest substantial finishing and safety work is required.
  • The steep, uneven surrounding land may make access and landscaping challenging.

Estimate from the listing and its photos, not a survey. Treat it as the starting point for your own quotes. An Italian builder's quote is normally written without VAT and without design fees, so add about a quarter to any figure a firm gives you.

The area around

Location score 74/100

The cluster sits in the Valtellina with the Orobie Alps immediately to the south and the Rhaetian Alps on the opposite side of the valley. The Adda runs along the valley floor. Much of the mountainside above Albosaggia is inside the Parco delle Orobie Valtellinesi. The nearest town of size is Sondrio, which has the province’s main services and a substantial historic centre. The area is known for terraced vineyards on the Valtellina slopes and for mountain valleys opening toward the Bernina and Stelvio sectors farther east.

The comune of Caiolo
People living here
1,047
+1.3% between the 2011 and 2021 census
Over 65
25%
11% are under 14
Flood zone
1.8%
of residents live in a medium-risk flood area
Landslide zone
1.5%
of residents live in a high-risk landslide area
How far to everything
To the sea
205 km
Property address:Via de Giacomi
Get directions

Asking price

68,000
Deal score
45/100
Dream
61/100
Wow
52/100

Listed 10/09/2026