Villa unifamiliare in Sotto il Monte Giovanni XXIII
OTTIMA OCCASIONE - ASTA IMMOBILIARE abitazione disposta su piano primo e secondo e cantina al piano seminterrato - Via Ambrogio Fumagalli Simplex Domus aiuta famiglie e aziende a comprare immobili all’asta tramite avvocati specializzati ed esperti di mutuo. Comprare un immobile all’asta è un’ottima opportunità…
What it really costs
Can you move in?
Move in as it is
In the listingHabitable- Sold at judicial auction
See what needs doing and what each job costs
This is a judicial auction property, which carries legal, financing, occupancy, and procedural risks and is excluded from normal livable-home deals. At €67,184 (€480/m²), it is also priced above the local €430/m² benchmark before estimated renovation costs.
More on the house and the area
A substantial, habitable 140 sqm villa with balconies, a small fenced garden, cellar and garage, set in a pleasant foothill neighborhood. The interiors are complete and functional but dated, while the exterior is practical rather than distinctive; its low price per square meter is the main appeal.
Decoration, tired fittings, a bathroom or a kitchen. The house is liveable as it stands.
Our read of the photos is €200/m². There is no published price band below €350/m², so the range is that figure widened by the spread of the lightest band.
Materials only, work you may do yourself€9,000 – €16,000
Wiring, water and sanitary work of any kind, heating, air conditioning and gas go to a registered firm by law, and so do flues and the air openings for gas appliances. That labour stays in the bill. Yours is the stripping out, plaster, paint, floors, tiling and carpentry.
Labour is 61% of a renovation price on average and 67% at the median, across 191 items of the Emilia-Romagna 2025 public price list. Materials are the rest. An averaged price list, not a quote.
Materials you buy yourself carry 22% VAT; supplied by the firm doing the work they go at the 10% renovation rate. On a €30,000 materials bill that is €3,600 of extra tax.
Household wiring installed before 13 March 1990 counts as compliant if it has a main breaker with overcurrent protection, protection against direct contact and a 30 mA RCD. Having a firm bring the existing wiring up to that and certify it is the cheapest lawful route.
- Auction purchase requires careful review of tribunal documents and legal status.
- Interiors are fully usable but dated and likely need cosmetic modernization.
- The house is directly on a residential road, with limited privacy and no clearly proven spectacular view.
Estimate from the listing and its photos, not a survey. Treat it as the starting point for your own quotes. An Italian builder's quote is normally written without VAT and without design fees, so add about a quarter to any figure a firm gives you.
The area around
Location score 68/100The cluster sits in the lower foothills between the Adda valley and the Bergamo pre-Alps. The Adda runs nearby at Calusco and Capriate, and Lake Garlate and the Lecco branch of Lake Como are within about 15 km to the west. Monte Canto and the wooded ridges around Pontida and Val San Martino shape the immediate landscape. Lecco is the nearest town of size, with a lakefront, rail links and full services. Bergamo is also close, with a substantial historic centre and city services, but outside the immediate 15 km landscape. The area is known for hill villages, wooded slopes and the transition from the Lombard plain to the pre-Alpine valleys.