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Terratetto unifamiliare in Zone

Zone, Lombardia
Bedrooms
4
Baths
0
m²
196
Price per m²
€413
Property type
Townhouse
Rooms
5 locali

Fabbricato su due piani con area cortilizia circostante e terreni. E’ una struttura da terra a tetto, elevata di due piani fra loro collegati da scala interna e due ingressi d’accesso con annessa area cortilizia circonstante di pertinenza ed e’ formato : - al piano seminterrato di due vani deposito, un vano cantina ed…

heating

What it really costs

Can you move in?

Move in as it is

In the listingHabitable
  • Sold at judicial auction
See what needs doing and what each job costs
Why this price is what it is

This property is sold through a judicial auction, and the €80,894 figure is only the minimum bid, making the purchase subject to auction-specific legal and financial risks. Even treating it as habitable, estimated total cost is about €120,094 (€613/m²), above the local €409/m² benchmark.

More on the house and the area
What the photos show

A substantial 196 sqm stone townhouse with a charming alpine-rural exterior, wooden shutters, exposed roof details, balcony, garden-like surroundings, and adjoining land. The description indicates a genuinely habitable two-storey home with kitchen, two bathrooms, multiple rooms, heating, and internal stairs—not an empty shell. Its character and space are compelling, though the auction context and illustrative interior images make verification essential.

Updating, not renovation
€39,000 – €56,000

Decoration, tired fittings, a bathroom or a kitchen. The house is liveable as it stands.

Our read of the photos is €200/m². There is no published price band below €350/m², so the range is that figure widened by the spread of the lightest band.

Materials only, work you may do yourself€13,000 – €22,000

Wiring, water and sanitary work of any kind, heating, air conditioning and gas go to a registered firm by law, and so do flues and the air openings for gas appliances. That labour stays in the bill. Yours is the stripping out, plaster, paint, floors, tiling and carpentry.

Labour is 61% of a renovation price on average and 67% at the median, across 191 items of the Emilia-Romagna 2025 public price list. Materials are the rest. An averaged price list, not a quote.

Materials you buy yourself carry 22% VAT; supplied by the firm doing the work they go at the 10% renovation rate. On a €30,000 materials bill that is €3,600 of extra tax.

Household wiring installed before 13 March 1990 counts as compliant if it has a main breaker with overcurrent protection, protection against direct contact and a 30 mA RCD. Having a firm bring the existing wiring up to that and certify it is the cheapest lawful route.

Asking price + this range
€120,000 – €137,000
What worries us about this house
  • Judicial-auction purchase with possible legal, occupancy, and financing complexities.
  • The polished interior photos are explicitly illustrative rather than photographs of the actual property.
  • No confirmed scenic panorama is shown, and the actual interior condition should be verified during inspection.
  • Bathrooms and utilities should be checked despite the listing describing the house as habitable.

Estimate from the listing and its photos, not a survey. Treat it as the starting point for your own quotes. An Italian builder's quote is normally written without VAT and without design fees, so add about a quarter to any figure a firm gives you.

The area around

Location score 76/100

Lake Iseo is at the town, with the upper lake enclosed by steep prealpine slopes. The eastern end of the Val Camonica opens here, and the Bergamasque Alps and the Adamello-area mountains frame the wider surroundings. The Oglio river enters and leaves the lake here. Ski lifts at Montecampione are the nearest substantial ones, reached by road in roughly 30–40 minutes, with the larger Tonale area much farther up Val Camonica. Lovere is the nearest town of note on the lake, and Brescia is the nearest larger city for full services. The area is known for the lake shore, boating, and as the gateway between Lake Iseo and Val Camonica.

The comune of Zone
People living here
1,032
-4.8% between the 2011 and 2021 census
Over 65
30%
8.9% are under 14
Flood zone
2.2%
of residents live in a medium-risk flood area
Landslide zone
3.3%
of residents live in a high-risk landslide area
How far to everything
To the sea
172 km
Property address:Strada Vicinale di Padò, snc
Get directions

Asking price

€80,894
Deal score
10/100
Dream
63/100
Wow
72/100

Listed 11/09/2026