Formigara casa indipendente con 210 mq di giardino
FORMIGARA proponiamo casa indipendente con 210 mq di area esclusiva. L'immobile è composto da due case indipendenti, la principale di 146 mq è disposta su due piani da 73 mq ciascuno dove al piano terra troviamo un box doppio e una grande cantina con attacchi lavanderia. Al primo piano si sviluppa la parte abitativa di…
What it really costs
Can you move in?
Move in as it is
In the listingHabitableSee what needs doing and what each job costs
I estimated light works at €150/m², giving an effective price of about €660/m² (≈€129k total) versus the regional median of €409/m². It's a habitable two-unit house with garage, cellar and 210 m² garden and good photos, but the effective price is well above market so this looks overpriced.
More on the house and the area
A solid, habitable village house with a private 210 m² yard, double garage and cellar — ready to live in but with dated finishes. The small annex and some exterior areas need repair, yet this is good value for Lombardy given the size and outdoor space.
Decoration, tired fittings, a bathroom or a kitchen. The house is liveable as it stands.
Our read of the photos is €150/m². There is no published price band below €350/m², so the range is that figure widened by the spread of the lightest band.
Materials only, work you may do yourself€10,000 – €16,000
Wiring, water and sanitary work of any kind, heating, air conditioning and gas go to a registered firm by law, and so do flues and the air openings for gas appliances. That labour stays in the bill. Yours is the stripping out, plaster, paint, floors, tiling and carpentry.
Labour is 61% of a renovation price on average and 67% at the median, across 191 items of the Emilia-Romagna 2025 public price list. Materials are the rest. An averaged price list, not a quote.
Materials you buy yourself carry 22% VAT; supplied by the firm doing the work they go at the 10% renovation rate. On a €30,000 materials bill that is €3,600 of extra tax.
Household wiring installed before 13 March 1990 counts as compliant if it has a main breaker with overcurrent protection, protection against direct contact and a 30 mA RCD. Having a firm bring the existing wiring up to that and certify it is the cheapest lawful route.
- Annex/outbuilding shows structural cracks and a sagging roof — likely needs repair or demolition
- Exterior facades and some finishes are dated and will need cosmetic updating
- Only one full bathroom shown; second unit has 1980s finishes
Estimate from the listing and its photos, not a survey. Treat it as the starting point for your own quotes. An Italian builder's quote is normally written without VAT and without design fees, so add about a quarter to any figure a firm gives you.
The area around
Location score 42/100The area is the lower Adda plain between the Adda and Serio river systems, with flat agricultural land, irrigation canals and scattered farmsteads. The Adda River runs a few kilometres west of Formigara, with riparian woodland and embanked riverside stretches around places such as Pizzighettone and Crotta d’Adda. Pizzighettone is the nearest small town of note and has preserved walled stretches and a historic centre on the Adda. Cremona is the nearest city of size, with full services and a substantial historic centre.