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Casa singola in vendita in Via dė Giacomi a Caiolo

Caiolo, Lombardia
Bedrooms
3
Baths
1
126
Price per m²
€540
Property type
Townhouse
Rooms
4 locali

Al piano terra l'immobile è composto da cucina abitabile, soggiorno, bagno e scala interna che conduce al primo piano, dove si trovano due camere da letto. Salendo al livello superiore troviamo una terza camera da letto. La proprietà dispone inoltre di tre balconi e di un giardino di pertinenza di circa 30…

balconypanoramic view

What it really costs

Can you move in?

Not before the basics are done

In the listingNeeds renovation

Must be done first

  • Wiring
  • Plumbing
  • Heating
  • Bathroom
  • Kitchen
  • Windows
See what needs doing and what each job costs
Why this price is what it is

Listing states the house is not currently habitable with no floors or systems; I estimate renovation ≈ €800/m² → ~€100,800, so effective price ≈ €168,800 (~€1,338/m²) vs regional typical €407/m², making this expensive for the region.

More on the house and the area
What the photos show

Beautiful stone-and-wood façade with a new roof and a sweeping 180° valley/mountain panorama make this very photogenic. The interior is a raw shell (no floors, no systems, missing windows and temporary stairs) so it’s a renovation project rather than move-in ready.

Minimum to live in it350500/m²
€44,000 – €63,000

Certified wiring, water and drainage, a heat source, a roof that keeps the water out, one working bathroom. Facade, insulation, a second bathroom and the floors wait.

This house
Comfortable
€76,000 – €113,000

All the services redone, bathrooms, kitchen, windows. The structure is left alone.

Our read of the photos, €800/m², falls in this band.

Full1,2001,500/m²
€151,000 – €189,000

Turnkey, facade and insulation included.

Materials only, work you may do yourself€25,000 – €44,000

Wiring, water and sanitary work of any kind, heating, air conditioning and gas go to a registered firm by law, and so do flues and the air openings for gas appliances. That labour stays in the bill. Yours is the stripping out, plaster, paint, floors, tiling and carpentry.

Labour is 61% of a renovation price on average and 67% at the median, across 191 items of the Emilia-Romagna 2025 public price list. Materials are the rest. An averaged price list, not a quote.

Materials you buy yourself carry 22% VAT; supplied by the firm doing the work they go at the 10% renovation rate. On a €30,000 materials bill that is €3,600 of extra tax.

Household wiring installed before 13 March 1990 counts as compliant if it has a main breaker with overcurrent protection, protection against direct contact and a 30 mA RCD. Having a firm bring the existing wiring up to that and certify it is the cheapest lawful route.

Connections and paperworkabout €10,000

Bringing a house that has stood empty back into service: new water, sewer and electricity, plus the practices. The same sum on an 80 m² house and on a 300 m² one, which is why a €40,000 house is not a €40,000 project.

Show more

Water 1,800 · sewer 2,500 · electricity 700–1,600 · CILA 1,000 · cadastral filing 500 · structural design 700 · Legge 10 report 900 · safety coordination 1,800

No mains drain: add €2,000–4,500 for a septic tank. Listings never say, so ask.

Asking price + this range + connections
€154,000 – €191,000
What worries us about this house
  • Sold 'stato grezzo' — no finished floors and no electrical/plumbing/heating systems; full renovation required.
  • Many windows/openings are missing or boarded; interior contains rubble and a temporary/unsafe stair — not currently habitable.
  • Garden is small (~30 m²) and the house sits on a steep site — access/parking may be limited.

Estimate from the listing and its photos, not a survey. Treat it as the starting point for your own quotes. An Italian builder's quote is normally written without VAT and without design fees, so add about a quarter to any figure a firm gives you.

The area around

Location score 74/100

The cluster sits in the Valtellina with the Orobie Alps immediately to the south and the Rhaetian Alps on the opposite side of the valley. The Adda runs along the valley floor. Much of the mountainside above Albosaggia is inside the Parco delle Orobie Valtellinesi. The nearest town of size is Sondrio, which has the province’s main services and a substantial historic centre. The area is known for terraced vineyards on the Valtellina slopes and for mountain valleys opening toward the Bernina and Stelvio sectors farther east.

The comune of Caiolo
People living here
1,047
+1.3% between the 2011 and 2021 census
Over 65
25%
11% are under 14
Flood zone
1.8%
of residents live in a medium-risk flood area
Landslide zone
1.5%
of residents live in a high-risk landslide area
How far to everything
To the sea
205 km
Property address:Via dė Giacomi
Get directions

Asking price

68,000
Deal score
28/100
Dream
60/100
Wow
55/100

Listed 11/09/2026