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Villa su quattro livelli con rustico

San Giacomo Filippo, Lombardia
Bedrooms
3
Baths
0
268
Price per m²
€233
Property type
Villa
Rooms
5 locali

Villa su quattro livelli con rustico Composto al piano terra da ripostiglio, cantina, lavanderie e centrale elettrica; al piano primo da cucina, soggiorno, camera, bagno e balconi; oltre che rustico composto da cucina, due camere, bagno e balconi. Nessun costo di iscrizione con Case all'Asta - Acquista senza…

balconycellarheatinghigh ceilings

What it really costs

Can you move in?

Move in as it is

In the listingHabitable
  • Sold at judicial auction
See what needs doing and what each job costs
Why this price is what it is

Listing is a judicial auction (asta) with a minimum bid €62,325 — auction purchases carry legal/possession risks, so treated as a trap. Estimated renovation €200/m² gives an effective price ≈ €433/m², slightly above the regional median €416/m².

More on the house and the area
What the photos show

A big 1960s hillside villa with real mountain/valley views, grassy land and multiple levels (cellar, garage, attic, rustico) — a roomy, usable home. The structure appears habitable with heating and services, but interiors are outdated and show damp/repairs, so expect medium-cost renovations to make it a comfortable dream home.

Updating, not renovation
€54,000 – €77,000

Decoration, tired fittings, a bathroom or a kitchen. The house is liveable as it stands.

Our read of the photos is €200/m². There is no published price band below €350/m², so the range is that figure widened by the spread of the lightest band.

Materials only, work you may do yourself€18,000 – €30,000

Wiring, water and sanitary work of any kind, heating, air conditioning and gas go to a registered firm by law, and so do flues and the air openings for gas appliances. That labour stays in the bill. Yours is the stripping out, plaster, paint, floors, tiling and carpentry.

Labour is 61% of a renovation price on average and 67% at the median, across 191 items of the Emilia-Romagna 2025 public price list. Materials are the rest. An averaged price list, not a quote.

Materials you buy yourself carry 22% VAT; supplied by the firm doing the work they go at the 10% renovation rate. On a €30,000 materials bill that is €3,600 of extra tax.

Household wiring installed before 13 March 1990 counts as compliant if it has a main breaker with overcurrent protection, protection against direct contact and a 30 mA RCD. Having a firm bring the existing wiring up to that and certify it is the cheapest lawful route.

Asking price + this range
€116,000 – €139,000
What worries us about this house
  • Interiors are dated and cluttered — cosmetic renovation and decluttering needed.
  • Signs of damp/patch repairs visible in cellar/rooms; check waterproofing and roof/joins.
  • Steep, sloping site with limited flat garden/parking; access and snow/road maintenance may be an issue.

Estimate from the listing and its photos, not a survey. Treat it as the starting point for your own quotes. An Italian builder's quote is normally written without VAT and without design fees, so add about a quarter to any figure a firm gives you.

The area around

Location score 74/100

The cluster is in the upper Valchiavenna, with steep Alpine slopes and the Lepontine Alps around the valley. The Liro torrent runs through the comune and Chiavenna is about 10 km away, with a full services centre and a preserved historic core. Splügen ski lifts on the Swiss side are the nearest substantial lifts, roughly 25 minutes by road from this area, and Madesimo is about 30 minutes away. This part of the valley is known for stone villages, chestnut country lower down toward Chiavenna, and the route to the Splügen pass into Switzerland.

The comune of San Giacomo Filippo
People living here
371
-6.6% between the 2011 and 2021 census
Over 65
31%
10% are under 14
Flood zone
2.5%
of residents live in a medium-risk flood area
Landslide zone
6.2%
of residents live in a high-risk landslide area
How far to everything
To the sea
216 km
Property address:Via Olmo Crotto, 59/a
Get directions

Asking price

62,325
Deal score
12/100
Dream
50/100
Wow
62/100

Listed 11/09/2026