Terratetto unifamiliare in Crema
Abitazione semi-indipendente sviluppantesi su tre livelli, così composta: locale cucina-pranzo con antistante portico al piano terra - due camere, disimpegno e bagno al piano primo - due locali sottotetto e disimpegno al piano secondo, con annessa area pertinenziale esclusiva adibita a cortile e giardino (retrostante…
What it really costs
Can you move in?
Move in as it is
In the listingHabitable- Sold at judicial auction
See what needs doing and what each job costs
Price EUR 52,312 (≈EUR 379/m2) for 138 m2 but the listing is a judicial auction (asta/tribunale), which carries legal complexity and extra costs; estimated renovation ~EUR 200/m2 (≈EUR 27,600) bringing the effective price to ≈EUR 79,900, so this is a high‑risk auction purchase.
More on the house and the area
Charming semi‑independent town house with a classic arched portico, stone columns and a private rear courtyard/garden — lots of character for the price. Listed as habitable, so it reads as a realistically livable home that would likely only need cosmetic updating, but the real interior condition must be verified and auction/legal issues investigated.
Decoration, tired fittings, a bathroom or a kitchen. The house is liveable as it stands.
Our read of the photos is €200/m². There is no published price band below €350/m², so the range is that figure widened by the spread of the lightest band.
Materials only, work you may do yourself€9,000 – €15,000
Wiring, water and sanitary work of any kind, heating, air conditioning and gas go to a registered firm by law, and so do flues and the air openings for gas appliances. That labour stays in the bill. Yours is the stripping out, plaster, paint, floors, tiling and carpentry.
Labour is 61% of a renovation price on average and 67% at the median, across 191 items of the Emilia-Romagna 2025 public price list. Materials are the rest. An averaged price list, not a quote.
Materials you buy yourself carry 22% VAT; supplied by the firm doing the work they go at the 10% renovation rate. On a €30,000 materials bill that is €3,600 of extra tax.
Household wiring installed before 13 March 1990 counts as compliant if it has a main breaker with overcurrent protection, protection against direct contact and a 30 mA RCD. Having a firm bring the existing wiring up to that and certify it is the cheapest lawful route.
- Interior photos are stock/indicative — actual interior condition not shown
- Property sold at judicial auction: legal checks and possible occupancy/eviction process required
- Bathroom count/details unclear and some updating may be needed
Estimate from the listing and its photos, not a survey. Treat it as the starting point for your own quotes. An Italian builder's quote is normally written without VAT and without design fees, so add about a quarter to any figure a firm gives you.
The area around
Location score 43/100This is the central Lombard plain between the Adda and Serio rivers, with flat agricultural land, irrigation canals and scattered farmsteads. The Serio runs just west of Crema and the Adda is a short distance farther west, with riverside stretches and protected areas along both watercourses, including the Parco Regionale del Serio and the Parco Adda Sud within reach. Crema is the nearest town of size and has a complete historic centre with a cathedral, arcaded streets and everyday services. The area is known for intensive farming in the Po plain rather than for a singular landscape feature.