Villa unifamiliare in Formigara
Porzione di villa bifamiliare in Formigara, via Martiri del Terrorismo n.12, eretta su tre piani fuori terra, composta da portico, ingresso, ripostiglio, lavanderia/WC (piano terra), ingresso, soggiorno, cucina, tre camere, bagno, ripostiglio e due balconi (piano primo), bagno e ripostiglio (piano secondo). ASTE…
What it really costs
Can you move in?
Move in as it is
In the listingHabitable- Sold at judicial auction
See what needs doing and what each job costs
This is a judicial-auction listing (legal/risk implications). Listed price €15,000 plus estimated €200/m² renovation → effective ≈€58,000 total (≈€270/m²) versus regional baseline €418/m², but auction status makes this a trap.
More on the house and the area
A lived-in, single-family villa portion with a fenced garden, porch and mature planting — comfortable and clearly habitable. Excellent bargain as an auction lot, but the listing shows only exterior photos and stock interiors so check the real inside condition and the auction/legal steps before bidding.
Decoration, tired fittings, a bathroom or a kitchen. The house is liveable as it stands.
Our read of the photos is €200/m². There is no published price band below €350/m², so the range is that figure widened by the spread of the lightest band.
Materials only, work you may do yourself€14,000 – €24,000
Wiring, water and sanitary work of any kind, heating, air conditioning and gas go to a registered firm by law, and so do flues and the air openings for gas appliances. That labour stays in the bill. Yours is the stripping out, plaster, paint, floors, tiling and carpentry.
Labour is 61% of a renovation price on average and 67% at the median, across 191 items of the Emilia-Romagna 2025 public price list. Materials are the rest. An averaged price list, not a quote.
Materials you buy yourself carry 22% VAT; supplied by the firm doing the work they go at the 10% renovation rate. On a €30,000 materials bill that is €3,600 of extra tax.
Household wiring installed before 13 March 1990 counts as compliant if it has a main breaker with overcurrent protection, protection against direct contact and a 30 mA RCD. Having a firm bring the existing wiring up to that and certify it is the cheapest lawful route.
- Property sold at judicial auction — legal/visit process and fees apply
- Listing uses indicative/stock interior images, actual interior condition not shown
- No clear photos of bathrooms/kitchen; verify utilities and layouts onsite
- Suburban village setting with modest street-facing views, not scenic
Estimate from the listing and its photos, not a survey. Treat it as the starting point for your own quotes. An Italian builder's quote is normally written without VAT and without design fees, so add about a quarter to any figure a firm gives you.
The area around
Location score 42/100The area is the lower Adda plain between the Adda and Serio river systems, with flat agricultural land, irrigation canals and scattered farmsteads. The Adda River runs a few kilometres west of Formigara, with riparian woodland and embanked riverside stretches around places such as Pizzighettone and Crotta d’Adda. Pizzighettone is the nearest small town of note and has preserved walled stretches and a historic centre on the Adda. Cremona is the nearest city of size, with full services and a substantial historic centre.