Rustico/casale
URGNANO, A 5 MINUTI DA COLOGNO AL SERIO. PERFETTO ANCHE PER 2 FAMIGLIE O PER CHI CERCA VILLA SINGOLA DI GRANDI DIMENSIONI PROSSIMA AL CENTRO PAESE DI URGNANO! L'immobile viene venduto al rustico stato di fatto e si compone da 3 piani da 90mq ciascuno (270mq totali) di cui l'ultimo piano risulta sottotetto agibile non abitabile anche se parzialmente...
What it really costs
Can you move in?
Not before the basics are done
Condition not stated in the listingMust be done first
- Wiring
- Plumbing
- Bathroom
- Kitchen
- Windows
See what needs doing and what each job costs
The property is sold 'al rustico' (shell) and I estimate full renovation at about €700/m² → renovation ≈ €189,000, giving an effective price ≈ €1,626/m². That is far above the regional median of €375/m², so this is overpriced for a shell despite good photo coverage.
More on the house and the area
A large town house with a private yard and intact roof structure offering good space and some exposed stone character. However the interior is an unfinished shell, so it’s a renovation project rather than a ready-to-live-in dream home.
Certified wiring, water and drainage, a heat source, a roof that keeps the water out, one working bathroom. Facade, insulation, a second bathroom and the floors wait.
All the services redone, bathrooms, kitchen, windows. The structure is left alone.
Our read of the photos, €700/m², falls in this band.
Turnkey, facade and insulation included.
Materials only, work you may do yourself€53,000 – €95,000
Wiring, water and sanitary work of any kind, heating, air conditioning and gas go to a registered firm by law, and so do flues and the air openings for gas appliances. That labour stays in the bill. Yours is the stripping out, plaster, paint, floors, tiling and carpentry.
Labour is 61% of a renovation price on average and 67% at the median, across 191 items of the Emilia-Romagna 2025 public price list. Materials are the rest. An averaged price list, not a quote.
Materials you buy yourself carry 22% VAT; supplied by the firm doing the work they go at the 10% renovation rate. On a €30,000 materials bill that is €3,600 of extra tax.
Household wiring installed before 13 March 1990 counts as compliant if it has a main breaker with overcurrent protection, protection against direct contact and a 30 mA RCD. Having a firm bring the existing wiring up to that and certify it is the cheapest lawful route.
- Property is sold 'al rustico' — interior largely a rough concrete/brick shell requiring full finishing (floors, bathrooms, kitchen, electrics, plumbing).
- Many window openings are currently bricked or missing and several rooms are raw concrete; substantial work and budget are needed to make it habitable.
- Top floor is a partly low-height attic area that may not be fully habitable without modification.
Estimate from the listing and its photos, not a survey. Treat it as the starting point for your own quotes. An Italian builder's quote is normally written without VAT and without design fees, so add about a quarter to any figure a firm gives you.
The area around
Location score 31/100This is the central Bergamo plain between the Serio and Oglio rivers, with mostly flat agricultural land, roads, warehouses and scattered industrial estates around the settlements. The Serio river corridor is nearby, but here it runs through lowland rather than a marked valley landscape. Bergamo is the nearest city of size, with a substantial historic upper town and full services, but it lies outside the immediate 15 km landscape. Milan Bergamo Airport at Orio al Serio is close enough to matter for noise and access. The area is known for intensive farming and for small-industry logistics on the Lombard plain.