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Casa bifamiliare in Via Santa Lucia 4

Gazzaniga, Lombardia
Bedrooms
3
Baths
1
m²
115
Price per m²
€261
Property type
Townhouse
Rooms
4 locali

CASA SEMINDIPENDENTE IN VENDITA GAZZANIGA Nel cuore di Gazzaniga, in posizione centrale e comoda a tutti i principali servizi, proponiamo casa semindipendente disposta su più livelli, di circa 115 mq. La proprietà offre 3 camere da letto, 1 bagno e due terrazzi, oltre a un posto auto, una comodità particolarmente apprezzabile considerando la posizione centrale. L'immobile, costruito...

parkingterrace

What it really costs

Can you move in?

Livable, but something basic is worn out

Condition not stated in the listing

Must be done first

  • Heating
See what needs doing and what each job costs
Why this price is what it is

€30,000 for 115 m² with no condition stated; I estimated major works at €700/m² (≈€80,500), so effective price ≈€110,500 (≈€961/m²) vs regional median €409/m² — this looks overpriced despite many photos and central location.

More on the house and the area
What the photos show

A central, solid townhouse with a covered terrace and pleasant rooftop views of the church tower and surrounding hills — genuinely liveable but very dated. Good bones and a rare price in Lombardy, but expect a modest-to-significant modernization to bring kitchens, bathroom and finishes up to modern standards.

Minimum to live in it€350–500/m²
€40,000 – €58,000

Certified wiring, water and drainage, a heat source, a roof that keeps the water out, one working bathroom. Facade, insulation, a second bathroom and the floors wait.

This house
Comfortable
€69,000 – €104,000

All the services redone, bathrooms, kitchen, windows. The structure is left alone.

Our read of the photos, €700/m², falls in this band.

Full€1,200–1,500/m²
€138,000 – €173,000

Turnkey, facade and insulation included.

Materials only, work you may do yourself€23,000 – €41,000

Wiring, water and sanitary work of any kind, heating, air conditioning and gas go to a registered firm by law, and so do flues and the air openings for gas appliances. That labour stays in the bill. Yours is the stripping out, plaster, paint, floors, tiling and carpentry.

Labour is 61% of a renovation price on average and 67% at the median, across 191 items of the Emilia-Romagna 2025 public price list. Materials are the rest. An averaged price list, not a quote.

Materials you buy yourself carry 22% VAT; supplied by the firm doing the work they go at the 10% renovation rate. On a €30,000 materials bill that is €3,600 of extra tax.

Household wiring installed before 13 March 1990 counts as compliant if it has a main breaker with overcurrent protection, protection against direct contact and a 30 mA RCD. Having a firm bring the existing wiring up to that and certify it is the cheapest lawful route.

Asking price + this range
€99,000 – €134,000
What worries us about this house
  • Interiors are very dated and need renovation (kitchen, bathroom and finishes).
  • Low/partly-beamed ceilings reduce headroom in parts of the house.
  • Only one bathroom and no private garden (terraces only).

Estimate from the listing and its photos, not a survey. Treat it as the starting point for your own quotes. An Italian builder's quote is normally written without VAT and without design fees, so add about a quarter to any figure a firm gives you.

The area around

Location score 62/100

The cluster is in the lower Val Seriana, with the Bergamasque Prealps rising immediately around the valley. The Serio river runs through the valley floor. Parco delle Orobie Bergamasche begins farther up the valley and is not on the doorstep here, but the Orobie peaks form the mountain backdrop of daily life. The nearest ski lifts are in the upper Val Seriana around Spiazzi di Gromo and Lizzola, roughly 40–60 minutes by road depending on conditions. Bergamo is the nearest city of size, with the walled Città Alta, main rail links and airport services in the wider urban area. The area is known for its industrial valley settlements mixed with older hillside hamlets and for access into the Seriana valley toward the Orobie.

The comune of Gazzaniga
People living here
4,936
-4.5% between the 2011 and 2021 census
Over 65
27%
12% are under 14
Flood zone
10%
of residents live in a medium-risk flood area
Landslide zone
1.6%
of residents live in a high-risk landslide area
How far to everything
To the sea
168 km
Nearest airport
28 min drive
Nearest city
31 min drive
Property address:Via Santa Lucia 4
Get directions

Asking price

€30,000
Deal score
32/100
Dream
60/100
Wow
65/100

Listed 26/09/2026